While NumberGuru offers industry-leading, reliable, affordable, user-friendly background check services, there are times when we are not the right choice for you. Sometimes, that is because the type of information that you are seeking about a person is only available through a specific type of background check agency, like a credit bureau. Other times, you may actually be prohibited, by law, from using a background check for your intended purposes. For more information on legal prohibitions on the use of background check services, you may want to look at the Fair Credit Reporting Act (FCRA). The FCRA dictates that if you want to use public information to make certain types of decisions, you have to access that information through a Consumer Reporting Agency, such as: Transunion, Equifax, Experian, and GoodHire. The details of the law can get somewhat tricky, and our customer service professionals are happy to answer any specific questions you may have about an intended use that is not covered in this guide. However, if you just want to make sure that what you are doing is okay, we put together this handy guide to help you determine whether you can use NumberGuru for your intended purpose, and, if not, whether or not you can use an alternative type of service.
Absolutely. One of the main reasons people use our site is to find out basic information about a person that they met online before meeting in person. People also use NumberGuru to find out more information about someone they are dating. From basic address verification to finding out if a person is married or has children, NumberGuru can help you find must-know information for the dating world.
Of course. Unless, there is a legal reason, such as a restraining order or protective order, that you are prohibited from looking for that person.
Yes. Consumers are able to use background checks to help with things like identity verification with online sellers. However, you should do so with caution. Remember, just because you can verify that someone with the identify given exists, it does not mean that the person claiming that identity is actually that person. Always keep safety first in mind when planning to meet with a buyer or seller you have met online.
Please do. NumberGuru offers up-to-date phone numbers and addresses for people, which can help you make sure your holiday card list is current or help you find the right number to call. Can I use NumberGuru to check out my own online presence? You not only can, but you should. Frequent monitoring of your public presence is one of the key ways to identify early identity theft and to ensure that publicly available information about you is accurate. Can I use NumberGuru to verify someone’s educational qualifications? No, you cannot. That use is prohibited by the FCRA. You may be able to directly contact their educational institutions for that information.
Probably. First, is there something prohibiting you from stalking or harassing your ex? If so, then you are going to want to be very cautious about using any service to find out more information about the new girl or new guy. However, for most of us, it is completely natural to want to find out more information about someone who will be spending time with our kids. You can use NumberGuru to find out more about a potential new stepmom or stepdad, to check out your church youth group leaders, for more information on scout leaders or community sports group coaches, or to check on someone’s driving record before signing up for a carpool. However, if any of these individuals could be considered your employee, make sure and follow the FCRA rules mentioned below instead of using NumberGuru.
No. While we understand why you would want to run a background check on domestic employees that will be around your family, the FCRA specifically prohibits using the type of background checks we provide to make employment decisions. You can use a Credit Reporting Agency like GoodHire for an employment background screening. A full list of those agencies can be found at the Consumer Financial Protection Bureau. However, employees can use NumberGuru to screen potential employers. This is even true in the domestic context. So, if you are a babysitter and want to make sure a new client does not have a shady history, you can use NumberGuru to check their backgrounds.
That depends on the business decision. As described above, if you are the employer, you cannot use it to make employment decisions. You cannot use NumberGuru to assess credit worthiness or whether to provide insurance services to a client. You could, however, use it to find out information about potential business partners. Ask yourself if you are in a power position over the person you want to investigate? If so, then using NumberGuru for your purposes may be prohibited.
Roommate screening is actually one of the most complicated issues linked to the FCRA. You absolutely cannot use NumberGuru to screen tenants; tenant background checks must be conducted through credit reporting agencies. This is true even if you are only subletting property to a roommate. However, if you and the roommate would both be tenants on a lease to a common landlord, and you would not be in any type of landlord position to the roommate, then you can use NumberGuru to screen potential roommates. If the roommate would not have sign a lease with your landlord to move in to the property or you own the property, then avoid trouble and do not use our service for your background check.