(201) 539-2389

james smith dnt knw enlish he iz a fckr

I got the same message from a guy named Daniel Scott, David Brown, raymond Scott, and Mark Red. I called the local police and the FBI-they said it was a fraud and not to give any information to them.

It's 11-22-10 and I s****ed getting the same calls as "Bia". I was just checking my messages and I ran into a heavy accented person saying the exact same thing. "Please have your lawyer call us! It is very important! Whatever happens to you from now on because you are not returning our calls, is all in your hands. We wish you good luck and God Bless!" So, naturally I call and freaked out by that time. The man says his name is James Smith. That kinda threw me off, cuz I've never known anyone from India or ****stan w/accent to have such an American name. Still the guy was very convincing, but couldn't get in a word. He was saying that I'm gonna get arrested at work or home and taken to court. He wanted me to send a fax authorization letter with my info and stating that I want to settle out of court. I s****ed to cry thinking that I had forgotten to pay of a loan. Thank God for my boss. She saved me from sending anything. She asked a friends lawyer and he directed her to a website about these ****s! She called me back and told me about it. DON'T LISTEN TO THEM! The idiot called me 4 more times on my cell and once at work. All I have to say is you better ask for forgiveness before you die. This is the meanest thing ever!

For at least the last four years, possibly longer, a group has been calling former payday loan applicants advising them that they have defrauded a bank and are now being sued for non-payment of a loan.  The callers will claim to be calling on behalf of an attorney's office (name varies), the Dept. of Law and Investigation, ACS, or other similar combinations below:United Legal Processing DivisionMidline MarketingCrime Monitoring ServicesMonetary Crime DivisionU.S. National Bank Attorney General’s Office (usually in California)American Legal ServicesAffidavit Consolidation Services (ACS)You will be threatened with arrest, a costly trial and possibly worse.  In no shape, way or form can you be arrested for non-payment on a consumer debt.  Do not believe these threats, as they are without merit and cannot be carried out in the manner they allege.  Who are they? In the past when pressed by law enforcement for an address, the callers have provided the following information:David Morgan and****ociatesMorgan &****ociatesMorgan****ociates954-727-8481 1155 Northwest 85th Street Wintergarden, Florida  33150 (Address is likely invalid)The collector's MO matches a once legit collections agency called Ellis Crosby &****ociates.  Here are some links on them:http://www.budhibbs.com/collectorpages/ellis_crosby_and_associates.htmhttp://www.budhibbs.com/collectorpages/EllisCrosbyJudgment.pdfThey have been previously fined over $1.3 million for various violations.  They have been known to use phone banks in India to make their calls, which more or less coincides with the difficult to understand accent many of us detect when we are contacted.   The last time this group went by any "official" name was back in 2008:Ellis Crosby &****ociates / Douglas & Morgan****ociates4494 Southside Boulevard Suite #200Jacksonville Florida 32216Phone:  800-928-3536 / (904) 928-3536(Address is likely invalid)There are NUMEROUS consumer alerts out a***nst this group of individuals:Florida:http://jacksonville.com/tu-online/stories/061107/met_176207561.shtmlKansas:  http://www.consumeraffairs.com/news04/2010/01/ks_debt_collection.htmlColorado:  http://www.coloradoattorneygeneral.gov/press/ ... lls_likely_origRhode Island:  http://www.collectionscreditrisk.com/news/rho ... -3002135-1.htmlWest ******ia:http://www.w***o.gov/internetloanscam.cfmMissouri:On July 15th, 2010 a Public Awareness Bulletin was sent out by Missouri Information ****ysis Center.  "..received reports from individuals in Ohio and Illinois reference su****ious telephone calls they received. In both instances, the callers are reporting that a voicemail is received from a man, with a Middle Eastern accent, identifying himself as an officer working with the Financial Crimes Unit.  The message indicates that the reason for the call concerns a loan made by the receiver or someone in the receiver's family. The voicemail requests that a return call be made and a telephone number is provided. When a return call is made, the caller is asked to provide personal identifying information such as their date of birth and social security number.Reports indicate that the calls are frequent and persistent and that they even threaten arrest or legal action if information or money is not provided. It appears that the individuals making these calls may have access to some records connecting individuals and their relatives.  Missouri does not have a Financial Crimes Unit and all indications are that this is a fic***ious agency. If you receive a similar phone call, please be advised that it is a scam and please contact your local law enforcement agency or the Missouri Information ****ysis Center at 866-362-6422."Bottom line:Do not supply the callers with any additional information.  Inform them you have reported them to law enforcement and **** up.  If you haven't already, go ahead and report the calls to local law enforcement, your state's Attorney General and beyond.  Look up the local Secret Service ***nch's information in your area and get in contact with an agent there.  If you ever applied for a cash advance online, your information is out there.   Possible sources for the breach of your privacy are:* The scammers obtained your information from Teletrack - a reporting agency used by many cash advance lenders to determine their risk lending to you.  The service is able to tell cash advance lenders if you have existing loans with other companies, for example.  Many state laws prohibit borrowers from having more than two cash advances out at the same time. * The scammers created their own fake payday loan application site.  People looking for a cash advance went to the site and applied, thus freely providing the scammers with their information for malicious use at a later time.  * The scammers were able to get into the database(s) of cash advance lenders - probable targets being Sonic Payday and Cashnet USA.   How to protect yourself:* Inform your employer.  You are likely getting calls at home and/or at work, so make sure your employer is aware the calls are part of a scam and to not take them seriously.  Advise the callers that they are no longer allowed to call you at work.  If they continue to call, do***ent the date and time of the calls you received.  Save voice mails left if at all possible.  * C****e your number(s).  For some this may not be an option, for others a one-time number c****e can be done free of charge.Be advised - any references you listed on your payday loan application will be contacted.  Let those people know that this is a scam, and they can disregard. * Use Google Voice.  Google Voice is a great replacement voice mail system for just about any phone number you use.  Messages can be transcribed and voice mail recordings can be saved as mp3 files.  Pro Tip - call the scammers with a Google Voice number before turning off your old phone numbers.  Make sure when you call you identify yourself so they can s**** up their script.  At any point after they have your information pulled up just **** up.  They will then s**** religiously calling your Google Voice number.  At this point, you are free to c****e your regular phone number(s) and enjoy not having these people ever call you a***n.  (And laugh at the fact these people are basically talking to a brick wall several times a day)The scammers c****e their numbers frequently.  Law enforcement used to think it was because the callers ran out of minutes on their prepaid wireless accounts or they were shuttered due to fraud, but now they understand it's simply to evade detection by savvy consumers online.  With the proliferation of VoIP, it's even easier for the crooks to stay a couple of steps ahead of law enforcement.  Below is just a sampling of the 30+ numbers that have been used in recent memory.1-201-244-77221-209-349-73821-209-797-22121-212-500-08391-213-256-04081-213-995-30391-281-763-04331-347-289-39021-347-844-68171-347-844-68311-424-354-42701-516-232-89051-516-232-89351-518-212-02191-561-300-80181-561-210-41851-626-200-46461-631-456-40411-646-274-11431-646-810-86351-650-241-46041-707-401-40561-707-633-27891-708-401-05351-716-442-28241-***-862-40801-718-705-86691-760-514-01321-760-563-53841-772-318-49381-850-201-11111-858-777-19771-859-908-22811-866-860-45091-877-226-74881-888-706-74631-888-771-92491-888-785-44791-909-327-4870So can they really do anything to you?It's not a simple yes or no answer.  Logic dictates that, if they really wanted to take you for a ride and drain your bank accounts, they already would have.  So, why haven't they?  Authorization.  Why do you think you are being called so much?  Perhaps it is because they like the sound of your voice?  No, they have to have your authorization to take any form of payment from you, period.  The callers know their audience, and that audience is typically a bunch of people that have applied for payday loans in the past.  Most of those people they call couldn't afford an attorney if they wanted one, and are so used to receiving collections calls that so long as they sound like a real collector, they will likely be perceived as one.Furthermore, they don't even really want to talk to your attorney - that just sounds official and scary enough.  A real attorney would take the callers to task and write them off as two-bit con artists.  The callers need you, in writing, to authorize payment a***nst the fic***ious debt they claim you owe.  Go ahead, ask them for proof you owe the debt - more commonly known as verification of debt.  See what they say.  A phone authorization carries very little weight, so if they have so****ing signed by you on file, you are done for - and the callers know that.  That authorization is the only thing these callers are doing by the book, and for good reason.  If they just went all ***** nilly and made an ACH debit from your checking account, without your written approval, you could in turn report the transaction as fraudulent to your financial ins***ution.  In about 7-10 business days, you would get the funds returned to your account.  Then the scammers would be up a***nst a bank and their team of lawyers and investigators.  Bottom line:If you haven't paid the callers a dime, don't.  If you planned on paying them to shut them up, just don't.  Remember - you are not being contacted by a legally licensed, ethically owned and operated collector.  Read up on the FDCPA - http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre27.pdf - and know your rights.http://800notes.com/Phone.aspx/1-646-274-1143/3

Rcvd a call from a George Gonza*** (very heavy ****stan / Indian accent) I can't believe the things they say... they practicaly threatn you and they end the call with "May God Bless You"? ***? Come on now "George Gonza***" I am NOT calling you back especialy if you don't leave a TOLL-FREE number, I call you and pay for the call out my pocket for you to threatn me? I think NOT!

Threating phone saying "whatever happens from now on because you are not returning our calls, is all in your hands.  we wish you good luck and may God bless." from Max Paul Heavy Middle Eastern Accent)asking for me or my attorney.

keep getting calls from these "heavy accented" individuals (India or ****stan, who knows?)...anyways they call about 3 to 4 times a day on my cell phone and work phone.  Can't understand a word they say, especially when they can't even*****ounce my name.  They are now "threatening" me with words like, "whatever happens from now on because you are not returning our calls, is all in your hands.  we wish you good luck and may God bless."  Of course, they are yelling this all at me.  Have no idea why they're calling or where they even got my phone numbers.  one of my Facebook friends said they got the numbers off her FB profile.  i'm calling T-mobile to c****e my cell phone number and gonna try to have their number block from my phone at work.  these guys are ridiculous, especially when they try to talk heavy and mean.  it's hilarious...!!!!!

How to stop these idiots?????? They are making our lives miserable!!!!! Honestly- John Mayer!!!!!

Got a call from "John Mayer" at "LLC Law" asking for one of our employees. This is the same ****od and accent as calls we recieved from (213)992-2047. From a "Lisa Davis". Heavy Indian or ****stani accent. They said it is about a law suit. Different law firms on all calls but the same ****od. Phishing.