(201) 850-8230

I keep getting phone calls at work up to 4 times a day so I decided to call after hearing and reading about all these scams. Well they did not even answer professionally it was a*****o, so i said*****o and she said your name please, i was like who are you, so the asian lady was like who you need and I said Michelle. She said let me call her??? How professional is that, after a few seconds she asked my name and asked if this was Michelle but the voice was no different than the person that answered. I gave her my name and she just went off telling me some Payday loan company is trying to collect a debt and I was getting sued. So I said if they knew about the Military law since Im a Military spouse, she said no and I explained to her that It is a violation for any payday loans to provide any military member or their dependents with a loan and if done so they will be fined and have up to one year in prison for doing so. She was scared and said I did not know that. I asked her to verify my SS# and it was correct to include the DL# except that I have a Dl from a Different state and I asked her what state was this DL issued from and she said Colorado and I said you are absolutely wrong your information is not accurate so please remove me from your collection list. She still insisted on helping me resolve my issue when I have never applied for a loan of that kind. So at this point I was very upset and I s****ed asking her for her information, and her address and she got defensive telling me why i needed her information so I said since you have mine im sure you can give me yours. She gave me some phone # and said i needed to contact the company that provided her with my file and to deal with them as she will still investigate on my information once a***n. This is proven that they are scammers and we all have to treat them like one. I intimidated her before she did me and I hope her phone calls stop because I am not going to put up with this. Everyone knows their debt and Dept collectors do not provide you with this information that easy.

Its Debt Collectors calling you to get money.do not listen to them, your not in trouble.Im not sure but I think after 7 years its off your credit, payed or not. So its probably close to your end of the term so they'er going to call you alot and harass you constantly.

From Lamet's post:If you are targeted by these criminals, be sure to report them to all the following federal and state law enforcement agencies (most of which you can do online or over the phone):1.    The U.S. Secret Service is responsible for protecting the country's financial infrastructure and payment systems from international and domestic threats. Call or write your local Secret Service field office to alert them to the details of this attempted extortion. The addresses and phone numbers for the local Secret Service field offices are listed at http://www.secretservice.gov/field_offices.shtml or in your phone book.2.    Alert the FBI at https://tips.fbi.gov Be sure to tell the FBI that you are being targeted by extortionists over the phone. And if the crooks claim to be law enforcement or lawyers, officers of the court or bankers, be sure to include that information in your report.3.    File a complaint with your local police. Most police departments will take a report over the phone.  Be sure to tell them that you're being targeted by an extortionist and give them all the details.4.    File a complaint your state's attorney general, the contact information for whom is at www.w***o.gov5.    File a complaint online with The Federal Trade Commission at https://www.ftccomplaintassistant.gov/FTC_Wizard.aspx?Lang=enIf these crooks call back, promise them nothing, pay them nothing and tell them nothing other than that you know they're a scam and that you've reported them to law enforcement. (And be sure to report them to all the agencies above each time they call you.)By the way, here's just a small sample of numbers used by this particular group of scammers. Read the reports and you'll see the same pattern time and a***n -- phony organization names, thick foreign accents, and oddly worded threats that are so melodramatic and ridiculous that it's laughable:http://800notes.com/Phone.aspx/1-888-771-9249   Scammer posting here as GARY and GARRY JONEShttp://800notes.com/Phone.aspx/1-866-860-4509   Scammer posting here as Mike Hendersonhttp://800notes.com/Phone.aspx/1-212-500-0839   Scammer posting here as Rickyhttp://800notes.com/Phone.aspx/1-201-244-7722   Scammer posting as Carole, David Brown and Amandahttp://800notes.com/Phone.aspx/1-626-200-4646   Scammer false postings at this new number as silshan kanniue and Tina – preparing a new number to use.http://800notes.com/Phone.aspx/1-424-354-4270   Scammer false postings as Rosehttp://800notes.com/Phone.aspx/1-888-785-4479   Scammer posting as Roberthttp://800notes.com/Phone.aspx/1-909-327-4870   Scammer false postings as Marryhttp://800notes.com/Phone.aspx/1-646-274-1143   Scammer false postings as Karen Miller, Chichi and Tom Littlehttp://800notes.com/Phone.aspx/1-561-300-8018   Scammer false postings as Marco Polo (real original)http://800notes.com/Phone.aspx/1-877-226-7488   Scammer false postings as SAM, David Shttp://800notes.com/Phone.aspx/1-888-706-7463   Scammer false postings as Georgehttp://800notes.com/Phone.aspx/1-209-349-7382   Scammer false postings as Towanda Robinson, Shannon Walsh, Jack Dawson and Cynthiahttp://800notes.com/Phone.aspx/1-760-514-0132   scammer false postings as Suzy01, Johanna Hall, Cindie McMellon, Michael Dublin, Mark Williams, Carol and Rio   (800notes removed some of the scammers posts because the all came from the SAME IP ADDRESS)http://800notes.com/Phone.aspx/1-209-797-2212   scammer false posting as Jaison Connarhttp://800notes.com/Phone.aspx/1-707-401-4056   Scammer false posting as John Carner, KSRhttp://800notes.com/Phone.aspx/1-650-241-4604   Scammer false postings as jhon and Kevinhttp://800notes.com/Phone.aspx/1-708-401-0535   Scammer false posting here as JHONhttp://800notes.com/Phone.aspx/1-518-212-0219  Scammer false posting************************************************************************************************************************Consumer Alert: Attorney General warns Kansans of debt collection scamJanuary 29, 2010 -- Attorney General Steve Six is cautioning Kansas consumers about telephone calls from apparent fake debt collectors who are impersonating law enforcement officers in an effort to extort money from consumers.   Consumers are warned to not submit payments to these fraudulent debt collectors.When calling, the scammers most often state they are attempting to collect a debt related to an internet payday loan obtained by the consumer, but which the consumer never repaid.  Consumers state they have never obtained such a loan or paid off the loan years ago.  The scam artists have most recently identified themselves as ACS, National Affidavit Processing Department and United Financial Crime Division, but may use additional phony names.  It appears the phone numbers used by the scammers are “s****ed” numbers, so that the number appearing on a consumer’s caller ID is not the actual number of where the call originated. It appears the calls in question may be originating from outside the United States.When questioned, the individual calling refuses to disclose the full name or address of the collection agency they claim to represent.  These scammers have been able to provide consumers with identifying information, such as the consumer’s social security number, home address, e-mail address, names of family members and the consumer’s computer IP address.  Since the callers are able to provide valid personal information, consumers may become confused and believe they are being contacted in regard to a legitimate debt.If the initial debt collection scam is unsuccessful, consumers have been re-contacted months later with the scammers posing as law enforcement officers or officers of the court.  Typically, the consumer is threatened with arrest for fraud or some other fic***ious crime unless the consumer agrees to immediately wire money via Western Union.  The fic***ious officers strive to frighten and confuse consumers into compliance by using legal sounding terms such as “We’re filing an affidavit a***nst you” or by stating a lawsuit has been or is in the process of being filed a***nst the consumer.A hallmark of each scam has been calling consumers repeatedly at their place of employment.  This scam hit home when an employee of the Kansas Attorney General’s Office was repeatedly called both on her cell phone and at work.  Despite the employee’s repeated verbal disputes, the caller refused to provide any identifying information to allow her to send a written dispute. The scammer also continued to call her numerous times a day regarding a payday loan she denied obtaining. Two months later, she was a***n contacted by telephone by an individual identifying himself as an “officer”. “I denied owing the debt and refused to pay without being provided validation of the debt. I was then told, ‘If that’s the case, I will have local law enforcement come to your place of business and drag you out kicking and screaming’,” stated the employee.“It is important for consumers to know their rights under the law,” Attorney General Six said. “If a consumer is receiving calls from a debt collection company and believe it is a scam, I encourage them to contact our office immediately.”Under the Fair Debt Collection Practices Act (FDCPA), collectors are required to send consumers a written notice within five days of the initial contact.  The notification should contain  information such as the amount of the debt, the name of the creditor to whom the debt is owed and a statement informing the consumer they have thirty days to contact the debtor in writing to dispute the debt or request validation of the debt. In addition, legitimate debt collectors are prohibited by the FDCPA from making false or misleading representations, such as the consumer has committed a crime, implying nonpayment will result in the consumer’s arrest, or using the threat of violence.More information is available on the Federal Fair Debt Collection Practices Act at http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre27.pdf. To register a complaint with the Kansas Attorney General’s Consumer Protection Division, call 1(800) 432-2310 or visit www.ksag.org.http://www.ksag.org/page/consumer-alert-attor ... collection-scam

YOU F****CK**NG  LYING ATTORNEY MY AS* KELVIN KEITH!!!!! DREAM ON!! YOU CANNOT EVEN SPELL OR*****OUNCE YOUR NAME RIGHT!! STAY IN INDIA AND LEAVE US IN PEACE!! DO NOT TRY TO BE AMERICAN BECAUSE YOUR INDIAN ACCENT IS SO F**KIN THICK, AS THICK AS YOUR INDIAN A*S!!!! PLEASE DO NOT ENTERTAIN THIS FAKE ATTY. KELVIN KEITH FROM INDIA BUT REPORT HIM TO HOMELAND SECURITY OR TO THE POLICE!! PLEASE DO NOT GIVE HIM A PENNY OR ANY INFO! IN THE FIRST PLACE, THE WAY THEY DO HARASS US IS A***NST OUR CONSUMER RIGHTS!! THEY F**CK*N DO NOT KNOW WHAT THEY ARE DOING AND I HOPE THAT ONE DAY THEY GET PENALIZED AND TRIALED!!!!I HOPE TO LIVE IN PEACE ONE DAY!

I spoke with a man by the name of Sergio who said he was representing Kaye Schuller &****ociates for CashNet USA.  I contacted CashNet, where I did not have an account, and informed them.  They send me to their compliance department, where they took the information.  These calls are known to them as Scams and my instructions from the rep there were to disregard any further calls from this number.

This message to all the debtors that have taken pay day loan and never repaid. Well this comments that have been passed is absolutely fake and with no reason is putting that with our names and our colleagues names. Well if you guys cannot pay back the loans so why do you take it, its better not to take and to make our job easier than ever. So we will not be calling anyone and there would no such comments also which affects us badly both socially, economically and politically. So if you have any doubt first clear it dont s**** yelling and give s**ts on the phone which gets recorded. Att. Kelvin Keith2018***230

Just received a phone call from a foreign speaking person who stated he was from an attorneys office following up on a debt that had never been paid. (Payday loan)  He can not provide loan do***ents or reference numbers, but insists that money was deposited into my account.  I have no record of any money being deposited into my account back in January or any other time.  When I push harder for information he ***g up on me.Told me he was calling for an Atty Sydney Proctor with Damacus &****ociates.

i keep recieving phone calls from a man who states his name is Vivian.  Keeps telling everyone i am in legal trouble - i spoke to him and asked for do***entation - he sent a cust and past e-mail stating a date that i took out a payday loan.  I cannot see in my bank that date or even near that date i took out a loan - he cannot supply me with any other do***entation other than i am in legal trouble.  The law firm he states he is with in new jersey does not exist on the internet or anywhere.   The is a law firm by that name but nowhere in that area.

This guy keeps calling saying his name is vivian and he is trying to help with a legal matter - owe money to a payday loan company.  asked for do***entation recieved a e-mail with some cut and past info - but i cannot find where  it ever went into my bank and he cannot furnish me most of my requests - i cannot find the legal comany he states he is with in the intnet or in 1411.  there is a legal firm with that name but they are located far away from there and they do not know anything about this company or this man.

this guy told me he was with legal department and a aternoy in new jersey for a payday loan I so called did I have never did a pay day loan says it was dirict deposit into my account but does not have a refrence number says his name is kelvin keith.

trying to collect money but has no refrence number to the claim are any proper info