(209) 878-7141

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TEXT STATED " AUTOMATED ALERT FROM HAWAIIUSA-CU [SUPPORT] PROCEED TO HTTPS://8TSY.US/H-A-W-A-I-I-U-S-A-C-R-E-D-I-T-U-N-I-O-N FOR MORE INFORMATION

Pretending to be a bank sending an alert

I got a text that said it was an automatic alert from my bank.

Automated alert FROM VERIDIAN - CU Help-Team proceed to https://8tsy.us/V-E-R-I-D-I-A-N-C-R-E-D-I-T-U-N-I-O-N

Phishing scam. Pretended to be a credit union, asking me to verify my account information because there may have been fraudulent charges on it.

Asking for bank link

This is a scam!! S****ed off by getting this text message on my phone :”Hi greetings! Installment loan has approved your application for a $10000 loan wired into your account in 24 hours! No credit checks.Call our loan officer at 1-209-878-7141 and get your Loan transferred into your Bank Account within 24 hours. Thank You Team Installment Loans 1-209-878-7141” ..so I give it a call and instantly this guy answers goes by the name Daniel, yet he sounds middle-eastern and does have a strong accent! I’ve been turned down left and right for a loan due to my credit score, so why would this be any different, right? Until he puts me on hold for a good 5 min and says “we have great news! Even though your credit score isn’t above 600 which is our credit limit, yours is pretty close so we are going to get you approved for the holidays. Now based on your score, you don’t qualify for the full amount. However, you can get $10,000 at 4% interest for 48 months and your monthly payment will be $225.31!” Now hearing this I was a bit hesitant cuz it was too good to be true, but then he throws in the deal breaker that this will raise my credit score 120 points! I was happy about that. It then got to him asking anout my banking Information and he needs this just as a verification process so he can deposit some funds into my acccount to make sure he has the right account, then I’d withdrawal that amount and give it back to him. Huh? I’ve never heard anything done this way and red flags began sparking up, especially after the fact that he dopsited $801 first into my checking, but then immediately after, another for $601 was on a 91: DEPOSIT HOLD! Here was the main problem though, I never gave him this information and I even told him I did not authorize any activity in my checking account that both my ex wife and I are jointed on, and to ONLY USE my account. So of course, he used my ex wife’s account, and that’s when I knew I was in Trouble with this guy. More red flags were the day after he deposited the funds, he called my phone 23 times in a 6 hour period, which I chose to not answer at the time cuz I was furious he used an unauthorized account that I specifically said not to use. So that following morning I get a text message:”Hey chris please call us back once you get this message its urgent...Hey chris as we have initiated the verification procedure by your consent and thats is why we deposited the verification amount and after it got available you stoped responding us and now as it is our money now you report will be send to the credit bureau and and the loan amount repayment will be deducted automatically from your account as you are not responding and trying to do fraud with us!” I have no further updates y on this but I hope this might save someone a very big mistaken by trusting this man and do not trust anyone on the internet till they can verify liscence, full legal name, phone number, email address , e-signature loan do***entation, legit website and anything else you need to give anyone your full trust. I hope this helps and do not deal with this guy.