(213) 221-2815

lost my job due to harassing phone calls i cant get any information

I received a call from Brian Stevens at James Parker Law Firm telling me the exact same story, internet payday loan not paid (which I never received although I did apply for one) and there would be an investigation team at my place of employment if I didn't send money. I've been receiving calls for the past month and it always shows up as 00000 on my caller ID at work and on my cell. I told "Brian" that I've seen complaints a***nst their "company" and that I'd be reporting them to the FTC as well. His language then turned vulger. He asked the size of my private parts and said he wanted to have ***. Safe to say that's probably the last call I will get, but the type of language he used definitely could have offended and scared someone else. I just hope everyone files complaints so that the FTC will take notice and take action.

I have also received a phone call from these people the name given to me is Officer White he threatened to call my job tomorrow I have already been scammed for a ***dred dollars they used another company's na*****e number they called from was 651-967-6998.I called the number back it rings to an automated service called Magic Talk.Why cant these people be stopped. It's harassment and it's not fair. If I dont answer they leave messages.So****ing needs to be done.Why cant they be traced and be allowed to call people at their jobs.

I RECEIVED A CALL FROM A JAMES PARKER WHO STATED THAT I owed a payday loan and that I would be arrested if I did not pay.

Just got a call from these people - who are they - how do we stop them.  Harassing - saying I'm in trouble - & they sent me a certified letter - but could not tell me who signed for it.  They wanted me to call 760-851-0932.  My iden***y was recently stolen over the internet with a payday loan.  He said his name was david scott - sounded from the middle east.

does anyone ever show up?

I rec'd a call from 760.851.0932 saying that they were from James Parker Law Firm.  Lisa Smith was the caller.  They have been threatening me that a sheriff would be coming to my place of business to serve me papers on a debt that I have not paid.  I do not owe on a loan.  How do I stop these calls? Please beware of this scam.  I have called the State of Minnesota's Attorney General and have reported these calls.  They told me to never give out any of my bank information. Also, when the calls comes in it appears on the caller ID as 0000.

I recieved these calls yes****ay, after i argued with "James Parker" for about 20 minutes, he tried to get me to immediatly fax him a letter in which he gave me the exact wording to put in the letter to legitimize the debt along with my bank account information. I told him I would be contacting my lawer befor he got anything, he told me I only had 15 minutes to fax him the letter or there would be a "investigation team" coming to my placeof employment to serve me a supena for check fraud a**** many other bogus charges. I asked why the sheriff wouldnt be serving this supena and arresting me for theses serious charges, couldnt provide an answer. He s****ed demanding that he talk to my supervisor to arrange the meeting with the "investigation Team" and that I needed to get a criminal defense lawyer which would cost me $3-5000 and there would be no way I could win with the evidence a***nst me. There was a lot more to it, got it all recorded. These people are ruthless beware

I got a pay day advance 4 months ago from a separate company, these people say that i got it from a separate company and that I owe four times the amount.  John Smith keeps telling me that I have a pending law suit a***nts me when I know I paid my loan off.  What can I do to makes these calls stop? They are also sending me sms messages as well.

I have received 2 calls form 2 different Indian accents the first one was form a number 347-478-5898 form a Shane Williams so says and the other today form that James Parker both called my husband at work I don't know if they realize this is a***nst the law in Texas you can not call and harass I have made payday loans but they are paid off and I have receipts the harrassing calls are mad but Im like everyone else what can you do...I froze my ck so no one can get to it I sugest everyone do the same thing..

Got the same call..how can a person stop these people calling?

There's nothing to be concerned about.  It's a complete scam.  You can file a report but there's nothing the police can do about it since the scam originates in a foreign country.There is nothing they can do to you.  Just laugh it off and ignore them.

I received a call from this number and they will not send me any information about this loan, and threaten my friends and family.   i will be filing a police report and contacting the state's attorney office and the FBI for further investigation.   These people come from a different country using bogus names for their representatives.   The fax i received from them came from DISCOUNT TIRE COMPANY.

they say i received a payday loan from them which is a crock and said they will sue me and this and that.  go ahead and try cuz i know as well as them i never received a dime and maybe if they could speak english they might get a better scam.  please they need to try harder.  ****** foreigners.  get real.

Sir,Can you please provide your fax number so that we can send you our legal momendum.Thank you.

I want to be a genuine customer, but I need the street address :-)

Do Whatever you want! @ HAHAGenuine customers you are welcomed.Thank you.

I guess that question was too difficult?

No, when I say where is the office, I mean what is the address.You know, like if I wanted to mail you so****ing, what would I need to write on the outside of the envelope so that the Post Office would know where to deliver it?

Los Angeles

Saint, good job.It's obvious that the posters supporting this "law firm" are shills.  It would also appear that English is not their first language.Smith and Davidson - you claim to be a legitimate firm.  Okay, answer one simple question.  Where is your office?

@Annoyed people .. why you all are hiding your names and iden***y.You are criminals and lawbreakers so to find you all we break the laws.Manager,Smith and Davidson Lawfirm

Smith and Davidson lawfirm is genuine debt settlement office having registration.If you are getting unusual calls, you might not responding to them.They already settled my loan.@The Saint. Give me your fax number . i want to send you legal do***entations.

I have reported them to the FTC, and I saw others did too.  These guys are idiots....they called my work # just randomly and didn't even know my name!

For at least the last four years, possibly longer, a group has been calling former payday loan applicants advising them that they have defrauded a bank and are now being sued for non-payment of a loan.  The callers will claim to be calling on behalf of an attorney's office (name varies), the Dept. of Law and Investigation, ACS, or other similar combinations below:United Legal Processing DivisionMidline MarketingCrime Monitoring ServicesMonetary Crime DivisionU.S. National Bank Attorney General’s Office (usually in California)American Legal ServicesAffidavit Consolidation Services (ACS)You will be threatened with arrest, a costly trial and possibly worse.  In no shape, way or form can you be arrested for non-payment on a consumer debt.  Do not believe these threats, as they are without merit and cannot be carried out in the manner they allege.  Who are they? In the past when pressed by law enforcement for an address, the callers have provided the following information:David Morgan and****ociatesMorgan &****ociatesMorgan****ociates954-727-8481 1155 Northwest 85th Street Wintergarden, Florida  33150 (Address is likely invalid)The collector's MO matches a once legit collections agency called Ellis Crosby &****ociates.  Here are some links on them:http://www.budhibbs.com/collectorpages/ellis_crosby_and_associates.htmhttp://www.budhibbs.com/collectorpages/EllisCrosbyJudgment.pdfThey have been previously fined over $1.3 million for various violations.  They have been known to use phone banks in India to make their calls, which more or less coincides with the difficult to understand accent many of us detect when we are contacted.   The last time this group went by any "official" name was back in 2008:Ellis Crosby &****ociates / Douglas & Morgan****ociates4494 Southside Boulevard Suite #200Jacksonville Florida 32216Phone:  800-928-3536 / (904) 928-3536(Address is likely invalid)There are NUMEROUS consumer alerts out a***nst this group of individuals:Florida:http://jacksonville.com/tu-online/stories/061107/met_176207561.shtmlKansas:  http://www.consumeraffairs.com/news04/2010/01/ks_debt_collection.htmlColorado:  http://www.coloradoattorneygeneral.gov/press/ ... lls_likely_origRhode Island:  http://www.collectionscreditrisk.com/news/rho ... -3002135-1.htmlWest ******ia:http://www.w***o.gov/internetloanscam.cfmMissouri:On July 15th, 2010 a Public Awareness Bulletin was sent out by Missouri Information ****ysis Center.  "..received reports from individuals in Ohio and Illinois reference su****ious telephone calls they received. In both instances, the callers are reporting that a voicemail is received from a man, with a Middle Eastern accent, identifying himself as an officer working with the Financial Crimes Unit.  The message indicates that the reason for the call concerns a loan made by the receiver or someone in the receiver's family. The voicemail requests that a return call be made and a telephone number is provided. When a return call is made, the caller is asked to provide personal identifying information such as their date of birth and social security number.Reports indicate that the calls are frequent and persistent and that they even threaten arrest or legal action if information or money is not provided. It appears that the individuals making these calls may have access to some records connecting individuals and their relatives.  Missouri does not have a Financial Crimes Unit and all indications are that this is a fic***ious agency. If you receive a similar phone call, please be advised that it is a scam and please contact your local law enforcement agency or the Missouri Information ****ysis Center at 866-362-6422."Bottom line:Do not supply the callers with any additional information.  Inform them you have reported them to law enforcement and **** up.  If you haven't already, go ahead and report the calls to local law enforcement, your state's Attorney General and beyond.  Look up the local Secret Service ***nch's information in your area and get in contact with an agent there.  If you ever applied for a cash advance online, your information is out there.   Possible sources for the breach of your privacy are:* The scammers obtained your information from Teletrack - a reporting agency used by many cash advance lenders to determine their risk lending to you.  The service is able to tell cash advance lenders if you have existing loans with other companies, for example.  Many state laws prohibit borrowers from having more than two cash advances out at the same time. * The scammers created their own fake payday loan application site.  People looking for a cash advance went to the site and applied, thus freely providing the scammers with their information for malicious use at a later time.  * The scammers were able to get into the database(s) of cash advance lenders - probable targets being Sonic Payday and Cashnet USA.   How to protect yourself:* Inform your employer.  You are likely getting calls at home and/or at work, so make sure your employer is aware the calls are part of a scam and to not take them seriously.  Advise the callers that they are no longer allowed to call you at work.  If they continue to call, do***ent the date and time of the calls you received.  Save voice mails left if at all possible.  * C****e your number(s).  For some this may not be an option, for others a one-time number c****e can be done free of charge.Be advised - any references you listed on your payday loan application will be contacted.  Let those people know that this is a scam, and they can disregard. * Use Google Voice.  Google Voice is a great replacement voice mail system for just about any phone number you use.  Messages can be transcribed and voice mail recordings can be saved as mp3 files.  Pro Tip - call the scammers with a Google Voice number before turning off your old phone numbers.  Make sure when you call you identify yourself so they can s**** up their script.  At any point after they have your information pulled up just **** up.  They will then s**** religiously calling your Google Voice number.  At this point, you are free to c****e your regular phone number(s) and enjoy not having these people ever call you a***n.  (And laugh at the fact these people are basically talking to a brick wall several times a day)The scammers c****e their numbers frequently.  Law enforcement used to think it was because the callers ran out of minutes on their prepaid wireless accounts or they were shuttered due to fraud, but now they understand it's simply to evade detection by savvy consumers online.  With the proliferation of VoIP, it's even easier for the crooks to stay a couple of steps ahead of law enforcement.  Below is just a sampling of the 30+ numbers that have been used in recent memory.1-201-244-77221-209-349-73821-209-797-22121-212-500-08391-213-256-04081-213-995-30391-281-763-04331-347-289-39021-347-844-68171-347-844-68311-424-354-42701-516-232-89051-516-232-89351-518-212-02191-561-300-80181-561-210-41851-626-200-46461-631-456-40411-646-274-11431-646-810-86351-650-241-46041-707-401-40561-707-633-27891-708-401-05351-716-442-28241-***-862-40801-718-705-86691-760-514-01321-760-563-53841-772-318-49381-850-201-11111-858-777-19771-859-908-22811-866-860-45091-877-226-74881-888-706-74631-888-771-92491-888-785-44791-909-327-4870So can they really do anything to you?It's not a simple yes or no answer.  Logic dictates that, if they really wanted to take you for a ride and drain your bank accounts, they already would have.  So, why haven't they?  Authorization.  Why do you think you are being called so much?  Perhaps it is because they like the sound of your voice?  No, they have to have your authorization to take any form of payment from you, period.  The callers know their audience, and that audience is typically a bunch of people that have applied for payday loans in the past.  Most of those people they call couldn't afford an attorney if they wanted one, and are so used to receiving collections calls that so long as they sound like a real collector, they will likely be perceived as one.Furthermore, they don't even really want to talk to your attorney - that just sounds official and scary enough.  A real attorney would take the callers to task and write them off as two-bit con artists.  The callers need you, in writing, to authorize payment a***nst the fic***ious debt they claim you owe.  Go ahead, ask them for proof you owe the debt - more commonly known as verification of debt.  See what they say.  A phone authorization carries very little weight, so if they have so****ing signed by you on file, you are done for - and the callers know that.  That authorization is the only thing these callers are doing by the book, and for good reason.  If they just went all ***** nilly and made an ACH debit from your checking account, without your written approval, you could in turn report the transaction as fraudulent to your financial ins***ution.  In about 7-10 business days, you would get the funds returned to your account.  Then the scammers would be up a***nst a bank and their team of lawyers and investigators.  Bottom line:If you haven't paid the callers a dime, don't.  If you planned on paying them to shut them up, just don't.  Remember - you are not being contacted by a legally licensed, ethically owned and operated collector.  Read up on the FDCPA - http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre27.pdf - and know your rights.http://800notes.com/Phone.aspx/1-646-274-1143/3

This number is bogus!  They don't speak english very well - they harrassed me on the phone and wouldn't even tell me what it's about, NOR would they give me an address so I could look them up.  This is definitely a SCAM!!!!  I am not being sued, I have never been sued, I'm not in any trouble by any collectors....this is simply a scam.

We need to report these people....they are harrassing me at work and I am in ZERO legal trouble but they claim I am.  I am going to report them.They have Indian accents and claim to be Smith & Davidson Law Firm from Los Angeles, CA, but they refuse to give an address.

This number is****ociated with 626-771-0198.  They are scam artist saying they are John Smith and James Parker with Indian accents.  They say it is important legal matter and that it should not be ignored.  I received a call from this number at work and when I told them to not call a***n they threatened me and I said I was not scared and they said I should be.  They then called my Cell phone from 626-771-0198 and left the call back number of 213-221-2815 saying he was John Smith a***n.  I have filed a complaint with the FTC and will ignore them but it is hard when they call your work.

I personally surveyed it and they resolved my case properly with legal guidance.Thnx a lot.

This number is of grnuine and registered law firm.Kindly ignore above messages.Thank you,Stephen

this person James Parker called me harassing me saying that they need to talk to my payroll manger saying that i never paid a loan but wont tell me who is sueing me or takeing me to court.

These people keep calling my job harrassing me, ,my supervisor's to the point that my job is on the line what are OUR RIGHTS!!!!!