(215) 279-5864

You are correct:http://800notes.com/Phone.aspx/1-817-231-****At LONG last...these scammers are fimally getting the national attention they so richly deserve:Full release from the Better Business Bureau:Widespread Harassment from Phony Debt Collectors Raises Concerns of Mass Data Breach, Warns BBB Scammers may have Social Security and bank account numbers, home addresses and employer informationChicago, IL – August 5, 2009 – The Better Business Bureau is issuing an alert about phony debt collectors that are calling consumers nationwide and claiming that they have defaulted on a payday loan and will be arrested if they don’t pay immediately. Claiming to be lawyers, the scammers say they are with the “Financial Accountability****ociation” or the “Federal Legislation of Unsecured Loans” and are equipped with a disconcerting amount of personal information about their****ential victims. “Because the scammers have so much information about****ential victims, the BBB is concerned that this may be the result of a data breach,” said Steve J. Bernas, president & CEO of the Better Business Bureau serving Chicago and Northern Illinois. “Thousands of people may have had their personal information compromised, and given the scammers’ tactics, it appears that those who have previously used payday loan services could be particularly at risk.”According to reports received by the BBB and posted online, the scammers accuse the victim of defaulting on a payday loan and claim they are being sued. The phony debt collector threatens that, if the victim doesn’t pay as much as $1,000 immediately via wire or by providing bank account or credit card numbers, he or she will be arrested and extradited to California within the hour to stand trial. The scammers often may have the victim’s Social Security, old bank account numbers or driver’s license numbers as well as home addresses, employer information and even the names of personal friends and professional references. The BBB offers the following advice to consumers if they receive a su****ious telephone call about an outstanding debt: * Ask the debt collector to provide official do***entation in writing which substantiates the debt. * Do not provide or confirm any bank account, credit card or other personal information over the phone until you have confirmed the legitimacy of the call. * Review recent copies of your credit reports to ensure that the alleged debt is not affecting your credit. Consumers can do this for free once every 12 months, and can find more information here: http://www.ftc.gov/freereports * Under the Federal Trade Commission's Fair Debt Collection Practices Act, debt collectors may not harass, oppress, or abuse any person while attempting to collect a debt. * A debtor may be contacted between 8 a.m. and 9 p.m. only and can be contacted at work unless instructed not to. * File a complaint with the FTC online if the caller is abusive, uses threats or otherwise violates federal telemarketing laws. * File a complaint with BBB online at www.bbb.org if you believe a debt collector is trying to scam you. http://www.thinkglink.com/article/2009/08/06/ ... eading-says-bbbhttp://800notes.com/articles/News.aspx/UmghNAGYQwANpAjL5OOhYAhttp://800notes.com/Phone.aspx/1-714-333-2981This is just another one of ***dreds (and perhaps even thousands) of numbers these overseas payday loan debt collection scammers are calling from:http://800notes.com/Phone.aspx/1-904-425-9141:It's a scam, and all their threats are false and illegal.  The bottom line is, these are criminals trying to steal consumers' money.Here are a few news reports and government advisories warning consumers about this scam:ABC News:  http://abcnews.go.com/Business/story?id=5621205&page=1West ******ia Attorney General:  http://www.w***o.gov/internetloanscam.cfmWTAE TV4, Pittsburgh:  http://www.thepittsburghchannel.com/call4action/17285785/detail.htmlFlorida Commissioner of Consumer Services:  http://www.800helpfla.com/newsletter/2008/092008.htmlThis is a very active group of scammers, many of whom are calling from India (and probably other countries) and are in cahoots with a group of American pay day loan scammers. They attempt to extort money from consumers with a myriad of false and illegal threats, and alternately pose as debt collectors, federal and state law enforcement officers, lawyers and bankers. Their trademark is to use meaningless legalese gobbyl**** phrases like "We are downloading warrants a***nst you" or "We are filing an affidavit a***nst you." Another trademark phrase is to threaten the consumer with so****ing like this ridiculous phrase: "If you don't pay then only God can help you."Typical of many financial scams of this variety, they usually demand payment via Western Union or MoneyGram or credit card. They use any number of phony names such as US National Bank, Federal Investigation Bureau, US Legal Investigation Bureau, Christian Nicholas &****ociates, US Federal Bank, Sonic Bank, Hopkins Law Office, CashNet, United Legal Processing, Morgan****ociates, United Pay Services, National Processing, White Collar Crime Unit and many more.  These criminals also use many phone numbers from many area codes; they're probably using caller-id s****ing software and/or VoIP to disguise their real location.The main thing to remember is that anytime someone calls you demanding money to prevent your arrest, or demanding your lawyer's name so they can sue you, it is ALWAYS a scam. No debt collector (let alone criminals posing as debt collectors) has the authority to have anyone arrested for anything. (And it's illegal to them to threaten such a thing.) And since these foreign dirtbags routinely impersonate law enforcement, it's also important to remember that American law enforcement officers aren't in the business of debt collection.  (Debt is a civil, not a criminal, matter.)A consumer posting a complaint about these same scammers at http://800notes.com/Phone.aspx/1-718-831-7157 notes that 718-831-7157 is****ociated with an India-based "outsourcing" telephone bank.  Though a reverse search on WhitePages.com shows that 718-831-7157 is an unlisted land line in New York City, information on Debtbuyers.Com shows that that number is used by India-based Intellisourze. (Source: http://www.debtbuyers.com/debtbuyers.asp ) My guess is that it's a VoIP phone number.This is another piece of the puzzle that fits in perfectly with other information about this scam. There are some reports on 800Notes that have suggested that the crooks behind this offs**** scam are also the crooks behind the notorious Bass/Ellis Crosby &****oc./States Predisposition scams in Florida and Georgia. The interesting thing is that the number of complaints on here about the US National Bank/US Legal Investigation/Federal Investigation scam skyrocketed *after* April 7, 2008 when Florida obtained a $1.3 million judgment a***nst Ted Ellis Crosby, shutdown his operations and barred him from ever conducting debt collections in Florida (http://myfloridalegal.com/newsrel.nsf/newsrel ... 5257424005858A6 )  There's certainly a good chance that the crooks placing these calls from India are doing so on behalf of the American crooks behind the Crosby/Bass/States Predisposition scams.Here's the contact information for the phone bank in India:IntellisOurzE BPO701, Sapphier, Nr. Cargo Motors,C.G. Road Navrangpura,Ahmedabad - 9. (Guj.) INDIA.E-Mail: [email protected]: www.intellisourze.comA check on the domain name "intellisourze.com" shows that the website and name registration was created on May 8, just one month *after* the Crosby scams were shut down in Florida:Domain Name: INTELLISOURZE.COMRegistrant:  Pragra Infratech Pvt. Limited.Email:  [email protected]  908, Aksaht Tower, Nr. ICICI BankOpp. Rajpath Club, S.G. HighwayAhmedabad, Gujarat, India 380054Tel. +91.7926871353Creation Date: 08-May-2008Expiration Date: 08-May-2009Domain servers in listed order: ns5.znetindia.com ns4.znetindia.com(Source: http://whois.domaintools.com/intellisourze.com )Though scam calls from these crooks have been going on long before May 8, the frequency of complaints about these calls increased considerably after Crosby was shut down in early April.This is conjecture, but appearances suggest that Crosby and company were originally running a t****ronged payday loan scam operation -- with some calls being made from Jacksonville, Florida and other calls being made from a phone bank in India (and possibly other countries); then, after the Florida Attorney General shut down the Crosby scams in Florida, the Crosby crooks transferred most of their scam efforts to the India phone bank.If you are targeted by these criminals, be sure to report them to all the following federal and state law enforcement agencies (most of which you can do online or over the phone):1) The U.S. Secret Service is responsible for protecting the country's financial infrastructure and payment systems from international and domestic threats. Call or write your local Secret Service field office to alert them to the details of this attempted extortion. The addresses and phone numbers for the local Secret Service field offices are listed at http://www.secretservice.gov/field_offices.shtml or in your phone book.2) Alert the FBI at https://tips.fbi.gov  Be sure to tell the FBI that you are being targeted by extortionists over the phone. And if the crooks claim to be law enforcement or lawyers, officers of the court or bankers, be sure to include that information in your report.3) File a complaint with your local police. Most police departments will take a report over the phone.  Be sure to tell them that you're being targeted by an extortionist and give them all the details.4) File a complaint your state's attorney general, the contact information for whom is at www.naag.org5) File a complaint online with The Federal Trade Commission at https://www.ftccomplaintassistant.gov/FTC_Wizard.aspx?Lang=enIf these crooks call back, promise them nothing, pay them nothing and tell them nothing other than that you know they're a scam and that you've reported them to law enforcement. (And be sure to report them to all the agencies above each time they call you.)By the way, here's just a *small* sample of numbers used by this particular group of scammers. Read the reports and you'll see the same pattern time and a***n -- phony organization names, thick foreign accents, and oddly worded threats that are so melodramatic and ridiculous that it's laughable:http://800notes.com/Phone.aspx/1-336-553-3965http://800notes.com/Phone.aspx/1-888-909-6789http://800notes.com/Phone.aspx/1-925-262-1327http://800notes.com/Phone.aspx/1-678-954-6346http://800notes.com/Phone.aspx/1-888-341-4004http://800notes.com/Phone.aspx/1-856-831-0640http://800notes.com/Phone.aspx/1-949-743-1140http://800notes.com/Phone.aspx/1-410-505-8128http://800notes.com/Phone.aspx/1-917-464-2534http://800notes.com/Phone.aspx/1-210-858-6602http://800notes.com/Phone.aspx/1-888-775-2121http://800notes.com/Phone.aspx/1-310-909-8245http://800notes.com/Phone.aspx/1-949-743-1156http://800notes.com/Phone.aspx/1-214-245-1402http://800notes.com/Phone.aspx/1-214-245-0922http://800notes.com/Phone.aspx/1-214-723-5572http://800notes.com/Phone.aspx/1-904-425-2863http://800notes.com/Phone.aspx/1-718-831-7157http://800notes.com/Phone.aspx/1-904-425-2857http://800notes.com/Phone.aspx/1-858-244-0444...and, many, MANY more.

I just received a phone call from this number, a heavy accented oriental woman by the name of Crystal Davis indicated I need to call today or my attorney of record. If I did not call today she wished me good luck. She never indicatedd where she was calling from. The phone call has the same dialog as a call I received some time ago from a Joesph Williams of ACS.

Received a phone call from this number. No message was left.

I keep getting calls from these people and they are pretty nasty. I didn't know if they were the same company as this United Federal Bank or Financial Accountabilty****oication. I just want these phone calls to stop.