(248) 381-7000

Got a call at 714a this morning (18 May 2010) from (248) 381-7000. Wasn't home to answer, call went to voicemail, they didn't leave a message.

***g up after vmail recording s****ed ... ***?!That's some good FTC reporting info above - tks TLCPETMOMMY

This is a call from Quicken Loans per an online/e-mail inquiry; unsolicited calls.  Usually a call back due to an inquiry to a Mortgage refinance.  FTC and donotcall, place complaints on a list, and will investigate, file charges if they see a pattern.  So everyone needs to file complaints, so that there will be a definite pattern!.Anyone have problems with Collection Agencies calling?  There are laws to protect Consumers from these ****s.  #1, they technically do not have any authority.  They usually purchase charged off bills, from other creditors for pennies on the dollar.  #2, because the bill is with an original creditor, and not the Collection Agency, you are NOT obligated to these ****s.  They will try to convince you that you are.  #3 the only way you become obligated to these agencies, is 1) if a new contract/agreement is done in writing, and you sign - but you are NOT obligated to; and 2) is if you make payment arrangements with them; thereby creating a contract/agreement, where none exist, when they first contact you!!!The "Law of Novation" states that when a new owner of an account or an alleged debt, a New Contract must be written and signed by All parties, for a Contract/Agreement to be in place, with a different Creditor.  Collection Agencies are known for violating Federal Consumer Protection Laws; and they are allowed to, because those uneducated in those laws, keep allowing them to.If the American people, became educated in these Consumer Protection Laws, Collection Agencies would have to close their doors, due not not receiving any money, when customers are sent bills, or collection demand letters.  However, you technically do need to respond to them, if they are sent Certified mail, otherwise, they don't know, if you actually received them or not.  A Cease or Desist or Cease Communication letter, similar to: To: Nameaddresscity, statedateRE:   Original Creditor Account: 689259820Amount in Dispute: $  Dear Eastern Collection Corp.:I am in receipt of your demand for payment.  However, this Notice is to confirm that I do not wish to be contacted a***n by you, and that you are hereby put on Notice to Cease Communication pursuant to 15 USC Section 1692c(c).  Failure to comply with said Notice, shall result in a complaint filed and submitted, to the Federal Trade Commission, and possible legal remedies, in an appropriate United States District Court.In addition, PLEASE TAKE NOTICE THAT, I am not waiving my right to dispute, the alleged debt****erted herein, but at this time I am under no obligation, to respond as a result of  ________’s default. Sincerely,NameAddressCity, stateRegular MailCertified Mail#:  ****  **** **** **** ****If you answer the phone,  simply say:"I do not discuss financial matters by phone - send me a statement in writing and I will respond to it."  Then **** up!!!  Otherwise, they will have you completely shaken!!!  The longer they keep you on the line, the more chance they have, to get money from you including payment arrangements – or payment agreement/contract!!!  You are NOT legally obligated to talk to them!!!Collection agencies are ruthless ****s!!!  They will tell you they are the original creditor when they are not - even though it is illegal, for them to do it, per Federal Consumer Protection Laws.  You can legally sue them for $1,000.00 per violation.When you do get a statement - google "FAIR DEBT COLLECTION PRACTICES ACT" One or more online Attorney websites will be shown.  These websites will have valuable information, including a Cease & Desist sample letter; or a Cease Communication letter.  Once received, it is a violation of the Federal Fair Debt Collection Practices Act, to contact you further.You can also educate yourself by reading Consumer Protection Laws at www.ftc.gov;  a lot of valuable information.  Don’t have time,  download and read later.  You will be glad you did!!!I am not an Attorney - just an Educated Consumer, in Consumer Protection Laws.  I have spent hours studying these laws and becoming familiar with them.  They have helped us and friends/family as well; and hopefully it will help someone, who reads this.And for those self-righteous criticizers, who say, just pay your bills on time; things happen to people with Credit Card debt, medical bills etc., often beyond their control such as job loss, divorce, *****, illness etc. and you find your self in a bind.  We've been there, we know.  You do not plan to pay late, or not make payments; but if the income quits - there's not a whole lot one can do!  You then are forced to prioritize, Mortgage, Utilities, Car payment then food, if you can!  Other things have to be let go!  I hope this information will be helpful to somebody who reads it!!!  Also another site to check out is www.ccdnlaw.com, good information.  And they can help you!!!  If you fill out the contact us, put down your referral by tlcpetmommy – in the comments section;  they will know who I am!!!

Called my cell phone and did not leave a message. Second call in last 3 weeks on my cell phone.

Same as other complaints, keep calling by cell phone but they do not leave a message.  Reverse look up on the web only gives me that the call is made from a land line in Farmington, MI.

they keep calling my cell phone with

I have been getting calls from 248-381-7000 for about a month now.  When I answer I get ***g up on!  These clowns need reported to the FCC!  This is harrassment I believe!

i got a missed call on my cell phone form this number. i called it back and its from Quicken Loans. I wish they left a message tho b/c i am trying to get a mortgage!

continuous calling with no message left

Calls from this # are made.They do not leave a message.