(559) 239-2510

Same thing happened to me. They told me that I was being chardged federally for using personal check via internet for cash advance. They called my work, scarely, they recited the last four of my social security number.

Who are these people?

We have been getting calls on both of our cellphones, and at my fiancees workplace.  They call his job EVERYDAY!!! They said it is for a payday loan, that was direct deposited into our checking account, and that we owe $900.00.  They said we are being taken to court, and beind sued in small claims court!  I called my bank after reviewing a statement that goes back to Dec. 1st, and there is NO direct deposits other than payroll, and our income tax returns.  If they have all of this information, I imagine they have our banking information.  So needless to say our bank accounts are closed!!!  What can I do to stop this.  We have been ***g up on, and they still call us back.  They left a voicemail demanding we call them back or we will be taken to court.  They asked for our attorneys information too.  I think they ask this to see if we have an attorney.  Well, I am going to the courthouse and turning this information over to the states attorney and seeeing if I can have them investigated for this.  If I were being taken to court and suesd wouldn't I have been summoned, maybe signed so****ing from a sheriff's deputy that brought the summons, and wouldnt they be able to tell me what the court date and case number is, and thier attorneys information.  Im DETERMINED to figure this out!  Even if I have to get an attorney.  I will not allow so****ing to happen and have wages garnished.

From Federal Trade Commission Website – FAIR DEBT COLLECTION PRACTICES ACT Debt Collection FAQs: A Guide for ConsumersIf you’re behind in paying your bills, or a creditor’s records mistakenly make it appear that you are, a debt collector may be contacting you. The Federal Trade Commission (FTC), the nation’s consumer protection agency, enforces the Fair Debt Collection Practices Act (FDCPA), which prohibits debt collectors from using abusive, unfair, or deceptive practices to collect from you.Under the FDCPA, a debt collector is someone who regularly collects debts owed to others. This includes collection agencies, lawyers who collect debts on a regular basis, and companies that buy delinquent debts and then try to collect them.Here are some questions and answers about your rights under the Act.What types of debts are covered?The Act covers personal, family, and household debts, including money you owe on a personal credit card account, an auto loan, a medical bill, and your mortgage. The FDCPA doesn’t cover debts you incurred to run a business.Can a debt collector contact me any time or any place? No. A debt collector may not contact you at inconvenient times or places, such as before 8 in the morning or after 9 at night, unless you agree to it. And collectors may not contact you at work if they’re told (****ly or in writing) that you’re not allowed to get calls there.How can I stop a debt collector from contacting me?If a collector contacts you about a debt, you may want to talk to them at least once to see if you can resolve the matter – even if you don’t think you owe the debt, can’t repay it immediately, or think that the collector is contacting you by mistake. If you decide after contacting the debt collector that you don’t want the collector to contact you a***n, tell the collector – in writing – to stop contacting you. Here’s how to do that:Make a copy of your letter. Send the original by certified mail, and pay for a “return receipt” so you’ll be able to do***ent what the collector received. Once the collector receives your letter, they may not contact you a***n, with two exceptions: a collector can contact you to tell you there will be no further contact or to let you know that they or the creditor intend to take a specific action, like filing a lawsuit. Sending such a letter to a debt collector you owe money to does not get rid of the debt, but it should stop the contact. The creditor or the debt collector still can sue you to collect the debt. Can a debt collector contact anyone else about my debt?If an attorney is representing you about the debt, the debt collector must contact the attorney, rather than you. If you don’t have an attorney, a collector may contact other people – but only to find out your address, your home phone number, and where you work. Collectors usually are prohibited from contacting third parties more than once. Other than to obtain this location information about you, a debt collector generally is not permitted to discuss your debt with anyone other than you, your spouse, or your attorney.What does the debt collector have to tell me about the debt? Every collector must send you a written “validation notice” telling you how much money you owe within five days after they first contact you. This notice also must include the name of the creditor to whom you owe the money, and how to proceed if you don’t think you owe the money. Can a debt collector keep contacting me if I don’t think I owe any money? If you send the debt collector a letter stating that you don’t owe any or all of the money, or asking for verification of the debt, that collector must stop contacting you. You have to send that letter within 30 days after you receive the validation notice. But a collector can begin contacting you a***n if it sends you written verification of the debt, like a copy of a bill for the amount you owe.What practices are off limits for debt collectors?Harassment. Debt collectors may not harass, oppress, or abuse you or any third parties they contact. For example, they may not:    use threats of violence or harm;    publish a list of names of people who refuse to pay their debts (but they can give this information to the credit reporting companies);    use obscene or profane language; or    repeatedly use the phone to annoy someone. False statements. Debt collectors may not lie when they are trying to collect a debt. For example, they may not:    falsely claim that they are attorneys or government representatives;    falsely claim that you have committed a crime;    falsely represent that they operate or work for a credit reporting company;    misrepresent the amount you owe;    indicate that papers they send you are legal forms if they aren’t; or    indicate that papers they send to you aren’t legal forms if they are. Debt collectors also are prohibited from saying that:    you will be arrested if you don’t pay your debt;    they’ll seize, garnish, attach, or sell your property or wages unless they are permitted by law to take the action and intend to do so; or    legal action will be taken a***nst you, if doing so would be illegal or if they don’t intend to take the action. Debt collectors may not:    give false credit information about you to anyone, including a credit reporting company;    send you anything that looks like an official do***ent from a court or government agency if it isn’t; or    use a false company name. Unfair practices. Debt collectors may not engage in unfair practices when they try to collect a debt. For example, they may not:    try to collect any interest, fee, or other charge on top of the amount you owe unless the contract that created your debt – or your state law – allows the charge;    deposit a post-dated check early;    take or threaten to take your property unless it can be done legally; or    contact you by postcard. Can I control which debts my payments apply to? Yes. If a debt collector is trying to collect more than one debt from you, the collector must apply any payment you make to the debt you select. Equally important, a debt collector may not apply a payment to a debt you don’t think you owe.Can a debt collector garnish my bank account or my wages?If you don’t pay a debt, a creditor or its debt collector generally can sue you to collect. If they win, the court will enter a judgment a***nst you. The judgment states the amount of money you owe, and allows the creditor or collector to get a garnishment order a***nst you, directing a third party, like your bank, to turn over funds from your account to pay the debt. Wage garnishment happens when your employer withholds part of your compensation to pay your debts. Your wages usually can be garnished only as the result of a court order. Don’t ignore a lawsuit summons. If you do, you lose the opportunity to fight a wage garnishment.Can federal benefits be garnished?Many federal benefits are exempt from garnishment, including:    Social Security Benefits    Supplemental Security Income (SSI) Benefits    Veterans’ Benefits    Civil Service and Federal Retirement and Disability Benefits    Service Members’ Pay    Military Annuities and Survivors’ Benefits    Student****istance    Railroad Retirement Benefits    Merchant ****** Wages    Longs****men’s and Harbor Workers’ ***** and Disability Benefits    Foreign Service Retirement and Disability Benefits    Compensation for Injury, *****, or Detention of Employees of U.S. Contractors Outside the U.S.    Federal Emergency Management Agency Federal Disaster****istance But federal benefits may be garnished under certain cir***stances, including to pay delinquent taxes, alimony, child support, or student loans. Do I have any recourse if I think a debt collector has violated the law? You have the right to sue a collector in a state or federal court within one year from the date the law was violated. If you win, the judge can require the collector to pay you for any damages you can prove you suffered because of the illegal collection practices, like lost wages and medical bills. The judge can require the debt collector to pay you up to $1,000, even if you can’t prove that you suffered actual damages. You also can be reimbursed for your attorney’s fees and court costs. A group of people also may sue a debt collector as part of a class action lawsuit and recover money for damages up to $500,000, or one percent of the collector’s net worth, whichever amount is lower. Even if a debt collector violates the FDCPA in trying to collect a debt, the debt does not go away if you owe it.What should I do if a debt collector sues me?If a debt collector files a lawsuit a***nst you to collect a debt, respond to the lawsuit, either personally or through your lawyer, by the date specified in the court papers to preserve your rights. Where do I report a debt collector for an alleged violation?Report any problems you have with a debt collector to your state Attorney General’s office (www.naag.org) and the Federal Trade Commission (www.ftc.gov). Many states have their own debt collection laws that are different from the federal Fair Debt Collection Practices Act. Your Attorney General’s office can help you determine your rights under your state’s law.For More InformationTo learn more about debt collection and other credit-related issues, visit www.ftc.gov/credit and MyMoney.gov, the U.S. government’s portal to financial education.The FTC works for the consumer to prevent fraudulent, deceptive, and unfair business practices in the marketplace and to provide information to help consumers spot, stop, and avoid them. To file a complaint or to get free information on consumer issues, visit ftc.gov or call toll-free, 1-877-FTC-HELP (1-877-382-4357); TTY: 1-866-653-4261. The FTC enters consumer complaints into the Consumer Sentinel Network, a secure online database and investigative tool used by ***dreds of civil and criminal law enforcement agencies in the U.S. and abroad February 2009

I have had the same harrasing call, demanding money by debit or credit card. I got cussed at by the individual that called me, name of Gary Miller(heavy Indian) after which told him I was recording him and putting together a lawsuit a***nst him. He ***g up on me, then two monoyes later another call from 0000, and it was a Jimmy. Mackel(heavy Indian also) and gave me more at***ude, gave me another contact number of 607.398.7280 to call back. The only information I got was the name of company was "cyber crime" and in California

I have had the same harrasing call, demanding money by debit or credit card. I got cussed at by the individual that called me, name of Gary Miller(heavy Indian) after which told him I was recording him and putting together a lawsuit a***nst him. He ***g up on me, then two monoyes later another call from 0000, and it was a Jimmy. Mackel(heavy Indian also) and gave me more at***ude, gave me another contact number of 607.398.7280 to call back. The only information I got was the name of company was "cyber crime" and in California

I have had the same harrasing call, demanding money by debit or credit card. I got cussed at by the individual that called me, name of Gary Miller(heavy Indian) after which told him I was recording him and putting together a lawsuit a***nst him. He ***g up on me, then two monoyes later another call from 0000, and it was a Jimmy. Mackel(heavy Indian also) and gave me more at***ude, gave me another contact number of 607.398.7280 to call back. The only information I got was the name of company was "cyber crime" and in California

I have had the same harrasing call, demanding money by debit or credit card. I got cussed at by the individual that called me, name of Gary Miller(heavy Indian) after which told him I was recording him and putting together a lawsuit a***nst him. He ***g up on me, then two monoyes later another call from 0000, and it was a Jimmy. Mackel(heavy Indian also) and gave me more at***ude, gave me another contact number of 607.398.7280 to call back. The only information I got was the name of company was "cyber crime" and in California

Same deal... called me, but on my cell phone the number showed up as "0000".... but in the message it left the 5592392510 was quoted... ***.... whitepages.com says the number traces back to Lindsay California. Perhaps Cali's gun laws are a bit to strict...

i just got a phone call just like the rest and when i called it back they got very rude with me and told me to shut up they had my ss # im ever upset over this they made no sense on the phone about what it was that they were calling about

ignore them when they call the will quit after awhile.

Same thing here!!! How do you stop them from calling you!!!!

This # is a fraud... They just called and told us the same thing.... Said that we would be arrested... but they failed to give us a reason... why... They just wanted us to give them $$$$...

my co worker just a call from this number.  This is a fraud.. please do not give your card information

Same thing just happened to me. Said his name was Kevin Foster and that I was going to be arrested tomorrow if I dont pay $1,499.12.

Receive call from man with thick accent claiming to be from Cyber Crime Unit telling me I need to be in court "tomorrow" or else due to some sort of debt owed for a payday loan. Needing to know if there are any others receiving calls from this number or even area code? Calls keep coming to work number and cell number. This is very iritating!!

Just happened to me. Make sure you report it!

I just had this number call leave a message on my work voicemail and my cell voicemail.  Same 'indian' accent...male...very noisey in the background.  Both messages saying if I or my attorney failed to call back that law officials would be visiting me at work and home.  I have no clue what this is about!  Sounds just like the first 2 complaints!

I got the same message and when i called back and advised I was going to have him reported he ***g.

threating call saying I would be arrested within an hour if i did Not pay them $900.  Really bad indian accent and became quite rude and cussed at me