(647) 722-2391

Caller claims to be able to reduce credit card interest rates. Requests your credit card details.

Registration Service Provided By: FORNIX SOFT LIMITEDContact Information Corporate Address: ICT Incubator, BSRS Bhaban, 4th Floor East, 12 Kawranbazar, Dhaka 1215.Telephone No: +8802-8114888, +88017-13243449 Domain Name: MCLFSERVICES.COM Registrant:MCL FINANCIALMr. Zahirmclfservoices.comOntarioOntario,K2J 5H4CATel. +1.6138431958Creation Date: 13-Feb-2010 Expiration Date: 13-Feb-2011Domain servers in listed order:ns2.fornixhost.comns1.fornixhost.comAdministrative Contact:MCL FINANCIALMr. Zahirmclfservoices.comOntarioOntario,K2J 5H4CATel. +1.6138431958Technical Contact:MCL FINANCIALMr. Zahirmclfservoices.comOntarioOntario,K2J 5H4CATel. +1.6138431958Billing Contact:MCL FINANCIALMr. Zahirmclfservoices.comOntarioOntario,K2J 5H4CATel. +1.6138431958

Finally find it, it's a Ca***ian company. "Management Consultancy Legal Financial Services" also call "Liberty IFG"."http://www.mclfservices.com/refund_policy.html" or"http://www.libertyifg.com/"If you check out the contact number from MCLFS.the first phone # : 1-613-884-4054 (Rogers Wireless)the second phone # : 1-613-843-1958 belongs to a person name "ZAMAN, B."Address : 35 San Mateo Dr, Nepean, ON K2J 5H4 same as the address provide on their website.Checkout the map and I hope someone here can give this guy a visit."http://www.canpages.ca/page/resident/ON/nepean/b-zaman/131460441.html"

I patiently waited for the package with my fingers crossed.. Then i filled out the forms and sent it back.. And i saw my interest rate coming down to 7% from 23%.. I don't know how they did this but i saw it in my billing statement..

I patiently waited for the package with my fingers crossed.. Then i filled out the forms and sent it back.. And i saw my interest rate coming down to 7% from 23%.. I don't know how they did this but i saw it in my billing statement..

A 647 number in Toronto isn't terribly unusual.  I myself have this area code, however when I got the call from Liberty IFG, their number was s****ed to 1-416-001-2345.  I too am on the DNCL, yet when I questioned them about how they managed to contact me, I was given the run around. The first person I spoke to said his name was Jack Smith, who had a very strong middle-eastern accent and was difficult to understand.  Possible? Sure, but not exactly a name you would traditionally encounter in that culture.  The second man who introduced himself as Jason Woods who had a slight accent I couldn't place.  The third man, who called me back the following day, called himself Ryan Smith (with what might have been a french accent) and the forth and final man I spoke with simply referred to himself as Jason (though it was apparent it was not Jason Woods).Since my story is similar to those mentioned above, I'll skip over most of the drama.  Suffice it to say I stayed in contact with this company a little over a day. Very agressively, I was asked why I felt I had no confidence in the company.  I stated first, that they called me at 9:45pm (when their office hours are supposed to be 11-4pm), and that the number that I later realized appeared on my call display is a s**** number.  He tried to convince me that they are authorized to disguise their number. (Ha... right!)  He asked if I had checked out their website, I responded I had but I refrained from discussing my impression of their pathetic attempt at looking legitimate.  After some arguement and debate (HE even ***g up on ME once, though I thought I was being polite, but he later called back) the matter was finally closed.I filed a report with the RCMP and have since been doing a little digging  actually that's how I found this site) and found some interesting information.Here's what may interest some of you.  Their web address as of today is www.libertyifg.com.  Looking this up through whois, we can see that their site is registered: c/o LIBERTYIFG.COM P.O. Box 821650 Vancouver, WA 98682 US.  Clearly NOT the Ca***ian company they****ured me they were.  Their ISP (unless I am mistaken) is Covad Communications Co. 2510 Zanker Rd. San Jose CA 95131 US.Bottom line folks, don't give your credit card information out to anyone over the phone.  If these people were contracted by my credit card company, they would have told ME my name, address and account number.  Don't even entertain these a**holes, just **** up on them (unless it simply amuses you to mess with them).  If you feel compelled, ask them as many questions as possible, but don't give them any personal info.  Contact phone busters here http://www.phonebusters.com/ and help the RCMP nail these ****s.

I got a call from (905) 595-4511 even though I'm on the do-not-call-list in Ca***a.  I don't have call display (well, usually they don't show anything anyway in case of junk calls), but the person I was speaking to told me the name of the company was Liberty Inter Financial and the phone number was 905 595 4511.  I reported this number and the company.

was contacted today (feb 1st) was told that they could provide a credit card , for as little as 3.9%.  this only applied to people who owed over $6,000, on existing credit cards. is this too good to be true , or what.?  wow, wouldn't it be great to have a credit card , for AS LITTLE AS (his words) 3.9% ?   glad  to hear the input from others. keep it up.  my husband was su****ios right away.  always go with your first instinct...

Glad I found this!  I googled "Liberty International Financial Group" after speaking on the phone to two heavily accented men and this page came up. They****ured me they'd lower my interest rates on my cards down to 3% without any information on how they'd do it. They asked many personal questions that people should not be asked or answering without a proper agreement. I did not answer the questions truthfully and this definitely seems like an iden***y theft scam of sorts.

Jason called me a***n today. He said we last spoke on Nov 18/09 and I would be getting a call from shipping to send me a package. Well today Jason was calling from shipping and he was ready to send out all the do***ents I needed to get everything s****ed. I told him I was no longer interested. He wanted to know why. I said I don't know him and I don't know how he operates. He said he couldn't tell me how he gets the lower interest rate but he has the s****s or financial background required to represent me and it will work. I told him I will not authorize someone I do not know to do my finances. He said we would have a conference call with him, the bank and myself in order to establish the new rate. I told him banks don't have time to have conference calls with all their customers. I wished him a good day and basically ***g up.

I just received a similar call. Can anyone suggest a site to verify teh validity of this company? Like so many others I winder what they are really up to.Sounded like some scammer from the middle east to me.

I've been talking to these guys from Liberty International Financial Group in Markham, ON. The guy who called is Larry Sai and then I talked to a financial advisor Jason Woods. Jason told me the more cards you have, the more burden you have. They seem to want to negociate interest rates with banks on my behalf for a fee of $690. I have been told by 2 different banks that I can and of course I have always been doing this myself. Since it is the banks that regulate interest rates, how can these 2 clowns guarantee a 3.9 rate for the next 10 years. I understand that some people are not good at negociating rates but how can you trust a so called business like this one to do it for you. I'm just afraid of what they will wind up doing with the banking and iden***y information they have in their possession. They definitely do not sound professional and there is no 1-800 line. Their phone # is 1-416-628-***1 and I called on Sa****ay and at 5:30 PM. All I got was a recording for sales, customer service or refunds.

Received a call from the same outfit but from 905 345-6789.  Same deal.  Working for Visa and Master Card to lower my interest rate.  Asked for Company name and was told Liberty Internation Financial Group, Markham, ON.  Asked him to send all information via mail.  Would do so if I "verified" some information regarding my credit card.  Nice try.To Alistair and Barbara - Nice try also.

Thank you for your comment Alis. I am also now enjoying the lowest possible interest rate on all my credit cards. And after I received the call the person called me  told  that he is going to tell me the exact amount that I owe as of that day. And i checked that online with my CIBC bank and he was absolutely correct. If you people are not interested to enjoy your life debt free, its completely your choice but why should lead others in confusion?

you people who think that this program is a scam, i would like to tell them that it is'nt scam. Because, I also got a call from this number and i gave them a chance to explain and when i was sure that what they are doing is absolutely correct i gave my credit card number(s) to them. And you people know what?? I am really enjoying my lower interest and debt free life. And you know what, I am spending more than you people and enjoying my life more than you.

Received a call from Lower credits card interest 3% and Jason and Rachel is the ppl involved they asked us 690$ from saving on 2500$ the more we talked and My wife was talking with Jason and me on the other side try to call the number and was always busy .. and did a search and was in the scam telemarking call.. so we said not interested and ***g up..

October 21, 2009 8:40 pm the same thing happened to me.  I questioned how they received my information.  They said they were****ociated with Liberty Financial and the program was called FFN - Freedom Financial Now.  I'm a lawyer so I kept asking questions such as: if Visa or MC had given my information why were they asking for the information they required.  I confirmed that Visa and MC were "clients" of liberty financial and they were providing this service? They said correct.  I told them that I was reporting them and that my number was on the do not call list.  Scam artists with nothing but time to figure out bogus ways to make money.

Oct 20th 6:50 pm received a phone call (UNKNOWN CALLER)from a man with a very thick accent, who said he was calling from Liberty International in Markham Ontario with a program called FFN - which is supposed to be Financial Freedom so****ing- talked about lowering my interest rates on my cards(3%)no fees -Lifetime rates) - any and all of them - said he was calling on behalf of the credit card companies - I was a valued customer etc. First he asked me if I had credit cards. (Su****ious) He made a point of giving me his name, telling me to write it down - (Eric Wilson) and this bogus phone # with his extension # -said he had to verify my information to see how much I could "save". Then he passed me on to someone to "verify" me information. I was having some fun with the call. The girl who came on the phone gave her name as "Shane" and the ph # and ext a***n and asked to verify some info -a***n wanted me to verify my card # I told her to read it to me to verify. I also said I would **** up and call her back - she played it cool and said yes I can do that but I should just stay on and verify my card. I dialed the number from a separate line, and heard only a busy signal. I told her this and she took the next opportunity to get off the phone.After ****ing up, I searched the number on Ca***a 411.

This phone number is a complete 100% SCAM(read below what I heard from these idiots phone number):This 'Business' runs in Ca***a(Markham Ontario supposively but probably elsewhere)& the phone number they gave verbally is:(647)-722-2381(which he gave me).I received a phone call on Oct 14th(an Unknown Number on the screen display).This gentleman(named Jason Decosto with no accent this time)called me to lower my interest rate to 3%(no fees)for my credit cards(having a so called 'good' credit rating so I 'qualified').He also mentioned this business was****ociated with the company Liberty Financial(it is NOT involved at all as I contacted Libertys' web e-mail and they said it was a scam!).'Jason Decosto' asked me(briefly explaining about qualifying for a lower 3% interest rate).To apply for the discount he wanted me to give my FULL CREDIT CARD NUMBER(S) OVER THE PHONE!WHAT NERVE!I did NOT give him any vital information and ***g up as I knew it was a COMPLETE SCAM!!A word to the wise everyone..if you either get an UKNOWN NUMBER or this 647-722-2391 on your phone screen display...do NOT answer it!

I received a call from 647-722-2391 September 10 at 6:00 pm EST.  A man with a heavy accent asked me if I had balances on my Visa or Mastercard.  I told him it was none of his business and I ***g up.

Got a call from 647 722 2391, at 3:30pm this afternoon, and when I answered and said*****o, the caller ***g up. Called the number back five times and it was busy.

i got a call from this no identified themselves as Liberty Finacial said that they could lower the interest on my credit card to 61/2 % very su****ious.Wanted all my credit card info . I did not provide seems to much like a scam .

Got a call from this number at 5 AM Pacific Time (Ca***a) this morning.Good thing it did not wake my newborn baby up.

Got this call at 9 am eastern time in Ca***a. I did not answer but I searched and founf many people have been contacted. I'll cut and paste one comment:Liberty International Financial Grouplowering interest ratesWe are on Ca***a's National Do Not Call list.  Had a chat with a gentleman, who obviously was not from Ca***a, explaining how the DNC list applies to all companies worldwide.  He apologized.I filed a complaint with the CRTC here.https://www.lnnte-dncl.gc.ca/plt-cmp-engYou may with to do the same.