(716) 335-9946

Expecting you to repay your debt and asking you what your intentions are is not abusive.

Seriously???  I  Find it hard to belive anyone would demean you as a prelude to  a s****ing a conversation..

common sense please.Why would anyone call you  and expect you too take care of your responsibilities if you simply met them the first time then they would not be trying to contact you.  just as if you met them the second time they would not be trying to contact you.  Facts are Facts, we live in a culture where we blame everyone else for our problems and refuse to take responsibilty for  our own actions....crying on a message board because you  want to  make someone else look bad who tried to work it out with you despite being lied to multiple times, and tried to give you a reasonable way of working out a solution or asking you to stop wasting  your money on drug and alcohol use  and get professional help is not being unkind , unsympathetic or rude.  It is the act of someone who has listened to you  and offered   real solutions to****ist you so that you can re***n control of your finances and emotions.  I care and was raised the right way - I know right from wrong,  Good From Evil , Honest From Dishonest and I truly care when someone is having difficulty and on many occasions have offered settlement for 10% of the money owed or even told clients that they should not get upset and just relax and contact me when they could make arrangements... Or simply told them to tell me that they honestly refuse to pay so I can stop following up on their broken promises.Its' really as simple as this.. if you  do not want to pay simply say I have no intention of paying this acct.  I refuse to pay! and stop wasting everyones time and effort.   If you want sympathy for you plight tell the truth and do not try to pay your bills with checks that are no good and use debit cards with no funds.  Credit needs to be used wisely and People should consider this before they spend thousands of dollars on credit cards with high interest and then rely on lowpaying uns****ed jobs to give them the power  to repay debt that is out of control.   Also, don't lie on your application for credit, dont put down references and employment information that is not true or that you dont intend on having being verified .Parents, please dont enable your children to put you down as consigners, authorized users, or references if you   really are not close to your children. In closing, credit recipients who have preexisting  of substance  abuse, alcohol abuse mental health issues or have emotional issues which prevent them from being whole should see a proffessional who can help you.because my personal experience has told you that when you show compassion and give them patience and understanding and tell them "dont worry it's just a bill " and contact me when we can work it out etc. they will flip it around and blame you for their problems when they have problems with other people.

common sense please.Why would anyone call you  and expect you too take care of your responsibilities if you simply met them the first time then they would not be trying to contact you.  just as if you met them the second time they would not be trying to contact you.  Facts are Facts, we live in a culture where we blame everyone else for our problems and refuse to take responsibilty for  our own actions....crying on a message board because you  want to  make someone else look bad who tried to work it out with you despite being lied to multiple times, and tried to give you a reasonable way of working out a solution or asking you to stop wasting  your money on drug and alcohol use  and get professional help is not being unkind , unsympathetic or rude.  It is the act of someone who has listened to you  and offered   real solutions to****ist you so that you can re***n control of your finances and emotions.  I care and was raised the right way - I know right from wrong,  Good From Evil , Honest From Dishonest and I truly care when someone is having difficulty and on many occasions have offered settlement for 10% of the money owed or even told clients that they should not get upset and just relax and contact me when they could make arrangements... Or simply told them to tell me that they honestly refuse to pay so I can stop following up on their broken promises.Its' really as simple as this.. if you  do not want to pay simply say I have no intention of paying this acct.  I refuse to pay! and stop wasting everyones time and effort.   If you want sympathy for you plight tell the truth and do not try to pay your bills with checks that are no good and use debit cards with no funds.  Credit needs to be used wisely and People should consider this before they spend thousands of dollars on credit cards with high interest and then rely on lowpaying uns****ed jobs to give them the power  to repay debt that is out of control.   Also, don't lie on your application for credit, dont put down references and employment information that is not true or that you dont intend on having being verified .Parents, please dont enable your children to put you down as consigners, authorized users, or references if you   really are not close to your children. In closing, credit recipients who have preexisting  of substance  abuse, alcohol abuse mental health issues or have emotional issues which prevent them from being whole should see a proffessional who can help you.because my personal experience has told you that when you show compassion and give them patience and understanding and tell them "dont worry it's just a bill " and contact me when we can work it out etc. they will flip it around and blame you for their problems when they have problems with other people.

common sense please.Why would anyone call you  and expect you too take care of your responsibilities if you simply met them the first time then they would not be trying to contact you.  just as if you met them the second time they would not be trying to contact you.  Facts are Facts, we live in a culture where we blame everyone else for our problems and refuse to take responsibilty for  our own actions....crying on a message board because you  want to  make someone else look bad who tried to work it out with you despite being lied to multiple times, and tried to give you a reasonable way of working out a solution or asking you to stop wasting  your money on drug and alcohol use  and get professional help is not being unkind , unsympathetic or rude.  It is the act of someone who has listened to you  and offered   real solutions to****ist you so that you can re***n control of your finances and emotions.  I care and was raised the right way - I know right from wrong,  Good From Evil , Honest From Dishonest and I truly care when someone is having difficulty and on many occasions have offered settlement for 10% of the money owed or even told clients that they should not get upset and just relax and contact me when they could make arrangements... Or simply told them to tell me that they honestly refuse to pay so I can stop following up on their broken promises.Its' really as simple as this.. if you  do not want to pay simply say I have no intention of paying this acct.  I refuse to pay! and stop wasting everyones time and effort.   If you want sympathy for you plight tell the truth and do not try to pay your bills with checks that are no good and use debit cards with no funds.  Credit needs to be used wisely and People should consider this before they spend thousands of dollars on credit cards with high interest and then rely on lowpaying uns****ed jobs to give them the power  to repay debt that is out of control.   Also, don't lie on your application for credit, dont put down references and employment information that is not true or that you dont intend on having being verified .Parents, please dont enable your children to put you down as consigners, authorized users, or references if you   really are not close to your children. In closing, credit recipients who have preexisting  of substance  abuse, alcohol abuse mental health issues or have emotional issues which prevent them from being whole should see a proffessional who can help you.because my personal experience has told you that when you show compassion and give them patience and understanding and tell them "dont worry it's just a bill " and contact me when we can work it out etc. they will flip it around and blame you for their problems when they have problems with other people.

common sense please.Why would anyone call you  and expect you too take care of your responsibilities if you simply met them the first time then they would not be trying to contact you.  just as if you met them the second time they would not be trying to contact you.  Facts are Facts, we live in a culture where we blame everyone else for our problems and refuse to take responsibilty for  our own actions....crying on a message board because you  want to  make someone else look bad who tried to work it out with you despite being lied to multiple times, and tried to give you a reasonable way of working out a solution or asking you to stop wasting  your money on drug and alcohol use  and get professional help is not being unkind , unsympathetic or rude.  It is the act of someone who has listened to you  and offered   real solutions to****ist you so that you can re***n control of your finances and emotions.  I care and was raised the right way - I know right from wrong,  Good From Evil , Honest From Dishonest and I truly care when someone is having difficulty and on many occasions have offered settlement for 10% of the money owed or even told clients that they should not get upset and just relax and contact me when they could make arrangements... Or simply told them to tell me that they honestly refuse to pay so I can stop following up on their broken promises.Its' really as simple as this.. if you  do not want to pay simply say I have no intention of paying this acct.  I refuse to pay! and stop wasting everyones time and effort.   If you want sympathy for you plight tell the truth and do not try to pay your bills with checks that are no good and use debit cards with no funds.  Credit needs to be used wisely and People should consider this before they spend thousands of dollars on credit cards with high interest and then rely on lowpaying uns****ed jobs to give them the power  to repay debt that is out of control.   Also, don't lie on your application for credit, dont put down references and employment information that is not true or that you dont intend on having being verified .Parents, please dont enable your children to put you down as consigners, authorized users, or references if you   really are not close to your children. In closing, credit recipients who have preexisting  of substance  abuse, alcohol abuse mental health issues or have emotional issues which prevent them from being whole should see a proffessional who can help you.because my personal experience has told you that when you show compassion and give them patience and understanding and tell them "dont worry it's just a bill " and contact me when we can work it out etc. they will flip it around and blame you for their problems when they have problems with other people.

common sense please.Why would anyone call you  and expect you too take care of your responsibilities if you simply met them the first time then they would not be trying to contact you.  just as if you met them the second time they would not be trying to contact you.  Facts are Facts, we live in a culture where we blame everyone else for our problems and refuse to take responsibilty for  our own actions....crying on a message board because you  want to  make someone else look bad who tried to work it out with you despite being lied to multiple times, and tried to give you a reasonable way of working out a solution or asking you to stop wasting  your money on drug and alcohol use  and get professional help is not being unkind , unsympathetic or rude.  It is the act of someone who has listened to you  and offered   real solutions to****ist you so that you can re***n control of your finances and emotions.  I care and was raised the right way - I know right from wrong,  Good From Evil , Honest From Dishonest and I truly care when someone is having difficulty and on many occasions have offered settlement for 10% of the money owed or even told clients that they should not get upset and just relax and contact me when they could make arrangements... Or simply told them to tell me that they honestly refuse to pay so I can stop following up on their broken promises.Its' really as simple as this.. if you  do not want to pay simply say I have no intention of paying this acct.  I refuse to pay! and stop wasting everyones time and effort.   If you want sympathy for you plight tell the truth and do not try to pay your bills with checks that are no good and use debit cards with no funds.  Credit needs to be used wisely and People should consider this before they spend thousands of dollars on credit cards with high interest and then rely on lowpaying uns****ed jobs to give them the power  to repay debt that is out of control.   Also, don't lie on your application for credit, dont put down references and employment information that is not true or that you dont intend on having being verified .Parents, please dont enable your children to put you down as consigners, authorized users, or references if you   really are not close to your children. In closing, credit recipients who have preexisting  of substance  abuse, alcohol abuse mental health issues or have emotional issues which prevent them from being whole should see a proffessional who can help you.because my personal experience has told you that when you show compassion and give them patience and understanding and tell them "dont worry it's just a bill " and contact me when we can work it out etc. they will flip it around and blame you for their problems when they have problems with other people.

common sense please.Why would anyone call you  and expect you too take care of your responsibilities if you simply met them the first time then they would not be trying to contact you.  just as if you met them the second time they would not be trying to contact you.  Facts are Facts, we live in a culture where we blame everyone else for our problems and refuse to take responsibilty for  our own actions....crying on a message board because you  want to  make someone else look bad who tried to work it out with you despite being lied to multiple times, and tried to give you a reasonable way of working out a solution or asking you to stop wasting  your money on drug and alcohol use  and get professional help is not being unkind , unsympathetic or rude.  It is the act of someone who has listened to you  and offered   real solutions to****ist you so that you can re***n control of your finances and emotions.  I care and was raised the right way - I know right from wrong,  Good From Evil , Honest From Dishonest and I truly care when someone is having difficulty and on many occasions have offered settlement for 10% of the money owed or even told clients that they should not get upset and just relax and contact me when they could make arrangements... Or simply told them to tell me that they honestly refuse to pay so I can stop following up on their broken promises.Its' really as simple as this.. if you  do not want to pay simply say I have no intention of paying this acct.  I refuse to pay! and stop wasting everyones time and effort.   If you want sympathy for you plight tell the truth and do not try to pay your bills with checks that are no good and use debit cards with no funds.  Credit needs to be used wisely and People should consider this before they spend thousands of dollars on credit cards with high interest and then rely on lowpaying uns****ed jobs to give them the power  to repay debt that is out of control.   Also, don't lie on your application for credit, dont put down references and employment information that is not true or that you dont intend on having being verified .Parents, please dont enable your children to put you down as consigners, authorized users, or references if you   really are not close to your children. In closing, credit recipients who have preexisting  of substance  abuse, alcohol abuse mental health issues or have emotional issues which prevent them from being whole should see a proffessional who can help you.because my personal experience has told you that when you show compassion and give them patience and understanding and tell them "dont worry it's just a bill " and contact me when we can work it out etc. they will flip it around and blame you for their problems when they have problems with other people.

common sense please.Why would anyone call you  and expect you too take care of your responsibilities if you simply met them the first time then they would not be trying to contact you.  just as if you met them the second time they would not be trying to contact you.  Facts are Facts, we live in a culture where we blame everyone else for our problems and refuse to take responsibilty for  our own actions....crying on a message board because you  want to  make someone else look bad who tried to work it out with you despite being lied to multiple times, and tried to give you a reasonable way of working out a solution or asking you to stop wasting  your money on drug and alcohol use  and get professional help is not being unkind , unsympathetic or rude.  It is the act of someone who has listened to you  and offered   real solutions to****ist you so that you can re***n control of your finances and emotions.  I care and was raised the right way - I know right from wrong,  Good From Evil , Honest From Dishonest and I truly care when someone is having difficulty and on many occasions have offered settlement for 10% of the money owed or even told clients that they should not get upset and just relax and contact me when they could make arrangements... Or simply told them to tell me that they honestly refuse to pay so I can stop following up on their broken promises.Its' really as simple as this.. if you  do not want to pay simply say I have no intention of paying this acct.  I refuse to pay! and stop wasting everyones time and effort.   If you want sympathy for you plight tell the truth and do not try to pay your bills with checks that are no good and use debit cards with no funds.  Credit needs to be used wisely and People should consider this before they spend thousands of dollars on credit cards with high interest and rely on lowpaying uns****ed jobs to give them the power  to repay debt that is out of control.   Also, don't lie on your application for credit, dont put down references and employment information that is not true or that you dont intend on having being verified .Parents, please dont enable your children to put you down as consigners, authorized users, or references if you   really are not close to your children. In closing, credit recipients who have preexisting  of substance  abuse, alcohol abuse mental health issues or have emotional issues which prevent them from being whole should see a proffessional who can help you.because my personal experience has told you that when you show compassion and give them patience and understanding and tell them "dont worry it's just a bill " and contact me when we can work it out etc. they will flip it around and blame you for their problems when they have problems with others people.

How do I get him to stop calling?  He's called twice and has been very abusive.  Surely there is some sort of law to take this guy out of commission.

micheal stern has been harrassing my inlaws for months now saying that they need to get ahold of me because they where going to turn me in for check fraud..and that I owed so much money to them. i dont like how this man thinks he can get away with this ****. i had a break down because of this man because i thought I was going to be arrested and lose my kids..i hate this man

GOT A CALL FROM A MIKE STERN AT THIS NUMBER - HE WAS PROFESSIONAL, REASONABLE AND REALLY SEEMED LIKE HE WANTED TO HELP ME. CONSIDERING I WAS DEEP IN DEBT I DID NOT THINK THAT WAS POSSIBLE. BUT HATS OFF TO THIS GUY HE REALLY WORKED WITH ME AN GAVE ME A FAIR SHAKE- THANKS!!!

I got a message from this Mike Stern guy last night and had every intention of returning the call this AM.  Until I read the comments posted on this site.  Sure enough, he referenced a very distant relative who I hadn't seen in about 40 years and was looking for my son.  Well this is interesting because he could have googled my son and found him without breatking a sweat.  I smelled a rat and thanks to you good folks I can avoid this creep.

This Michael Stern calls me every week or so now. He claims it is to collect a debt for my husband. He originally called 2 months ago and I ran out and took out a loan out on my car to pay the debt. Thank god I looked on the internet before I paid the debt. Turns out this guy and his company are trying to claim false debts. I wont answer my phone.

Got the same type of message from a michael stern. I looked up the number online and found all i needed to know on this site. I'm not calling the POS for sure. Gotta love the internet.

Same thing....dude called an elderly relative's number (obviously fishing) and left a very "stern" message.  He used my name and made it sound as if a return call from me was imperative, but left no details other than the name "Michael Stern" and the -9946 number.  The number 716-335-9**X  has been left many times over the last few months, usually promptly at  8 a.m. , and I'm sure it is related to debt collection.

RECEIVED HARRASSING PHONE CALL FROM THIS NUMBER BY A GUY NAMED MICHAEL STERN.  NEVER DID SAY WHY HE WAS CALLING OR WHO HE REPRESENTED!!!!!!!!VERY RUDE....LOSER OF A GUY!!!!!!! WHEN YOU ANSWER THE PHONE HE S****S OUT TRYING TO DEMEAN YOU AS A PERSON AND ATTACKS YOUR CHARACTER WHEN THIS  NO GOOD ******  N U T   KNOWS NOTHING ABOUT YOU. TELL HIM HE NO LONGER HAS PERMISSION TO CALL THIS NUMBER ANY LONGER, BY LAW IF YOU TELL THEM THIS THEY ARE NOT ALLOWED TO CALL YOU ANY MORE.  THEN **** UP!!!!MISSISSIPPI WOMAN

got a call from this number and they gave me a 'case' number it was a  MICHAEL STERN

THIS WAS A HARASSING PHONECALL FROM A MICHAEL STERN... A BILL COLLECTOR. TELLING ME I WAS A LOOSER ALCOHOLIC...

Got a call from this number looking for someone I did not know but also my ex-husband

My Dad got a call from this number..knew his name, and someone, ADAM sMITH,  gave his name and number as a reference for a job!!?? From NY.