(716) 650-2640

They aren't listed with the BBB!

These idiots just a small piece of my mind. He had the nerve to tell me he would wash my mouth out with soap. That made me laugh!

Reading all this makes me feel much better. These ****s call me from a blocked # and leave rude messages. Very threatening. I've called back only to be put on hold and sent to voice mail. I did leave a message asking for details. So when they call now I just **** up.****holes...

yeah, I just got a call from this guy.  He left an extension of 116 but propmptly answered the phone (same guy with a deep and creepy voice).  Before calling him back, I did a search of this 716 number and pulled up this website.  Thank you so much!! Now I know that they are b/s.

called a relative for a debt i did not owe

called a relative for a debt i did not owe

And another follow up.... Mr. King contacted me a***n today at 10:57 am, a***n looking for the same individual. I let the answering ma****e pick up. He a***n indicated that legal action had been taken a***nst the individual he was looking for, provided a case number, and stated that if she did not return his call promptly she would be reported as uncooperative to the courts and would face jail time. He did not leave her ssn this time. I promptly returned his call, indicated that we had talked on 8/10/2010 and had told him that this woman did not have my phone number any longer, that I did not know her or know how to reach her, and that he had been instructed not to call a***n. I also told him that I had been to the county courthouse while at the DMV and checked up on his case number, that the courts had nothing filed a***nst this woman or her ssn, and that the "case number" he provided and claimed was the court case number was not valid. Mr. King proceeded to curse me, call me a liar, tell me I didn't know what I was talking about, told me to get a job, claimed a recording which would prove he had not left a ssn the first time he called (I informed him that nowhere in his current conversation had he informed me that the call was to collect a debt and was being recorded, thereby a violation of the FTC debt collection practices) and then ***g up on me. I called back and Mr. King answered immediately. He told me I was harassing him and that he was going to file legal action a***nst me. I asked to speak with his supervisor and he a***n repeated his threat, but did transfer me to his supervisor, a Brian Evan. I provided Mr. Evan a very brief synopsis and instructed him a***n that NO ONE from Rubin & Yates is to phone this number a***n, or I would file a complaint with the Pendleton County sheriff as instructed by the clerk at the court office.

Just a follow up to my above post. I had some time to **** so I stopped by the county courthouse on 8/10/2010 The "complaint number" provided by Gary King from 877-573-2104 (his direct line came thru as 716-650-2640) is NOT a valid complaint/case file number with the county, despite Mr. King's allegation. The county clerk's office has no cases filed a***nst the individual Mr. King was looking for. This would indeed appear to be a scam caller, trying to intimidate the person who had my phone number before me into paying up or giving out a cc number or so****ing.

Received a call from a Gary King at this number on 8/10/2010, looking for someone who had this phone number at least 3 1/2 years ago. He provided her name and social security number, and said a complaint had been filed a***nst her in county court and provided what he claims is the case number and said if she didn't respond promptly that they would indicate to the court she is refusing to cooperate and implied jail time could be forthcoming. I've repeatedly told other callers from this same number and others from various other numbers that this woman no longer has the phone number they are calling, that I have had the number for 3 1/2 years, that I should not be privvy to such information about her, and have asked them to stop calling. Apparently they don't listen too well. I do NOT know her and do NOT know how to contact her. I don't know how much clearer I can be with these people.

And another follow up.... Mr. King contacted me a***n today at 10:57 am, a***n looking for the same individual. I let the answering ma****e pick up. He a***n indicated that legal action had been taken a***nst the individual he was looking for, provided a case number, and stated that if she did not return his call promptly she would be reported as uncooperative to the courts and would face jail time. He did not leave her ssn this time. I promptly returned his call, indicated that we had talked on 8/10/2010 and had told him that this woman did not have my phone number any longer, that I did not know her or know how to reach her, and that he had been instructed not to call a***n. I also told him that I had been to the county courthouse while at the DMV and checked up on his case number, that the courts had nothing filed a***nst this woman or her ssn, and that the "case number" he provided and claimed was the court case number was not valid. Mr. King proceeded to curse me, call me a liar, tell me I didn't know what I was talking about, told me to get a job, claimed a recording which would prove he had not left a ssn the first time he called (I informed him that nowhere in his current conversation had he informed me that the call was to collect a debt and was being recorded, thereby a violation of the FTC debt collection practices) and then ***g up on me. I called back and Mr. King answered immediately. He told me I was harassing him and that he was going to file legal action a***nst me. I asked to speak with his supervisor and he a***n repeated his threat, but did transfer me to his supervisor, a Brian Evan. I provided Mr. Evan a very brief synopsis and instructed him a***n that NO ONE from Rubin & Yates is to phone this number a***n, or I would file a complaint with the Pendleton County sheriff as instructed by the clerk at the court office.

Just a follow up to my above post. I had some time to **** on 8/10/2010 so I stopped by the county courthouse. The "complaint number" provided by Gary King from 877-573-2104 (his direct line came thru as 716-650-2640) is NOT a valid complaint/case file number with the county, despite Mr. King's allegation. The county clerk's office has no cases filed a***nst the individual Mr. King was looking for. This would indeed appear to be a scam caller, trying to intimidate the person who had my phone number before me into paying up or giving out a cc number or so****ing.

Received a call from a Gary King at this number on 8/10/2010, looking for someone who had this phone number at least 3 1/2 years ago. He provided her name and social security number, and said a complaint had been filed a***nst her in county court and provided what he claims is the case number and said if she didn't respond promptly that they would indicate to the court she is refusing to cooperate and implied jail time could be forthcoming. I've repeatedly told other callers from this same number and others from various other numbers that this woman no longer has the phone number they are calling, that I have had the number for 3 1/2 years, that I should not be privvy to such information about her, and have asked them to stop calling. Apparently they don't listen too well. I do NOT know her and do NOT know how to contact her. I don't know how much clearer I can be with these people.

They actually sued me. I dont even believe this.

Just wait....Oh how I cant wait for all of you s***s to be sued. Its just a matter of time you will see. All you deadbeats will get what is coming to you.

i got a call from them as well saying they where a law firm and i had court and they had been doing backgroud checks on me and left a case number and said i was being summins for court all a load of ****!! im so ticked off

Received a call today from the 1-877-573-2104 number but they did not identify the organization in the voicemail.  Similar tactics as mentioned above.  I have not and will not contact them back.

MY OPINION IS ... (NOT LEGAL ADVICE)SORRY GOTTA COVER MY OWN BUT...........AT THE BEGING OF ANY CALL FROM RUBEN AND YATES TELL THEM YOU ARE RECORDING THE CALL AND DO SO .... I AM FAIRLY CONFIDENT IF YOU SAY THIS EVERY TIME THEY CALL I THEY WILL GIVE UP SHORTLY     I WOULD NEVER GIVE ROUTING # FOR ANY BANK ACCOUNT TO ANY DEBT/BILL I OWED UNLESS YOU ARE FULLY CONFIDENT IN THE OTHER PARTY......... I MAY PAY MY CABLE BILL OR ELECTRIC BILL BUT NEVER A CREDITOR  . before paying any debt make  them produce all the proper proof they own the debt and it is still a valid debt, if the owner of debt is acting lawfully he/she should provide you with all the proof you need to feel safe to make payments ... get your proof in writing and     IMPORTANT !!! if you are ever the slightest bit unsure notify them you need proof  IMPORTANT!!!!!!    MAKE THEM PROVE TO YOU THEY ARE ACTING WITH HONOR AND THEY ARE WHO THEY SAY THEY ARE. IF EVER UNSURE DONT MAKE PAYMENT UNTIL YOU HAVE ALL THE PROPER VARIFICATION ALSO CALL AN ATORNY IF THEY MAKE A THREAT TO YOU WITH ANYTHING EVEN COURTNOT LEGAL ADVICE

These people are CROOKS!!!! threatening to put me in jail beacause of a unpaid two ***dred dollar credit card bill. They were SO RUDE!! and I have no idea how they got my number. The man said his name was Dan Marino. Did he play for the dolphins too.The bill was from ten years ago and they are crazy if they think they are getting a red cent from me. Ruben and Yates is what they called themselves and said i had 48 hrs to pay. after reading the post here and knowing im not the only one they are trying to pull this **** on, they can kiss my a**!

Nancy Zappa from the offices of ruben and yates called me regarding a pe***ion to be prepared as a court order in denton, she said i had 24 hours to get back in touch with her. she called from 7166502640 on my caller id then left a voicemail telling me to call 877 573 2104. I didnt call them back. I wanted to research this first. Im glad i did.

Rubin & Yates called my 80 year old mother who suffers from Dementia and told her they were going to put her son, my brother in jail if she didn't pay them $2,****** 5pm today.  Needless to say she was panicked and called me to send the money.  What a bunch of sickos.

Rubin & Yates is a criminal organization with no legitimate  address or corporate iden***y.  They have been sued 4 times for similar behavior but ***ody has been able to successfully serve them, let alone obtain any money from them.  They are hiding out under the radar for now.  Sorry, but we have nothing we can do a***nst such an organization.  Call your local Attorney General, the FTC and the NY Attorney General and tell them to put a stop to these criminals.

Rubin & Yates is a criminal organization with no legitimate  address or corporate iden***y.  They have been sued 4 times for similar behavior but ***ody has been able to successfully serve them, let alone obtain any money from them.  They are hiding out under the radar for now.   Call your local Attorney General, the FTC and the NY Attorney General and tell them to put a stop to these criminals.

Rueben & Yates are using a 2nd number and it is 1-877-573-2104 and I talked to Mr.Mitchell and then to a Rueben Yates it sounded like because he ****eled it.Dont give them anything!

I got a call from Ruben & Yates about a bill my daughter owes. Apparently, they got my phone from the white pages.I do not feel that they should call and harrasse me for so****ing I know nothing about. The government should fail charges a***nst this company for FCC violation.Buffalo , NY

They saw I was military and tried to scare with me with a court martial and Command activity a***nst me. (That told me he didn't what he was talking about.) The guy on the phone also tried to say he was a former JAG Officer (Judge Advocate General - millitary lawyer)in the navy to try to make me believe he knew what he was talking about. I then threw back consumer law and haven't heard back from him since. However, I do NOT get a shortage of their electronic dialers.

Called and said that there was a legal action a***nst a SSN for a Robert Simpson. When I called back to tell them I don't know a Robert Simpson I was placed on hold. I ***g up and researched the number online. 716-650-2640 was the number on the caller ID and they told me to call back on

This person said he was an investigator and was looking for a Mr. Barron, I told him I didn't know that person. He stated I did & that Mr. Barron was a relative and I told him I have no ideal who that is. He s****ed to demand that I do know that person, so I ***g up. He called 3 more times and I said I was gonna to report him if he calls be back and he refuse to give me his info.

A real loser, told all kinds of lies. Supposedly filing a lawsuit, and get this says he has video (from 8 years ago) of someone using the alleged credit card. Have notified my state law enforcement.

Keeps calling for my ex, told them I do not have contact with him and was told that they call anyone who has previoiusly had the same address as person they are looking for. I cannot get this place to stop callign my house

There is no law firm of Rubin & Yates. There is no Attorney in the NY Bar by the name of Michael Yates.They are a bottom feeding collection agency. Never will send anything in writing in order not to follow the FDCPA. Don't give any information to them of any kind. They are s***.

I just received a voicemail for my ex-wife from the "firm of Reuben and Yates".  A man asked for her or her attorney to call 1(866)237-6191 as soon as possible.  She lives over 500 miles away from me in a different state!  I haven't seen her since 1997!  I don't know if they are legit, but I agree with THIS IS RIDICULOUS.  I won't give them her info either.

said i have judgement aginst me $5000.00 and want settle with me and she don't want give me her info. she s****ed accussing me as liar and yelling at me then she ****-up.

A man who Identified himself as Edward Brown Investigator for Ruben & Yates Law Firm called about pending legal action a***nst me for a debt I had never heard of. I asked him to provide me with any do***entation showing my signature agreeing to pay this and he got upset, s****ed calling me names, and then ***g up. He called back 2 minutes later and ***g up real hard,lol

Attorney Michael Yates is Filing a legal action... no michael yates found????

I RECEIVED A VOICEMAIL FOR MY HUBBY'S EX WIFE (DIVORCED ALMOST 19 YRS AGO).  THIS COMPANY SAYS THAT THEY ARE FROM THE LAW FIRM OF RUBEN AND YATES.  I CALLED THEM AND TOLD THEM THAT IF THEY WERE LEGIT THEY WOULD KNOW HOW TO FIND HER AND WOULD NOT BE CALLING HER EX AND EVEN IF I DID KNOW HOW TO GET IN TOUCH WITH HER, I WOULDN'T GIVE THEM THE INFO.  THEY AREN'T LEGIT. THIS IS RIDICULOUS. I'M GOIN' TO CONTACT SOMEONE TO REPORT THIS. DON'T BE FOOLED BY THEM.

I was called by a man by the name of Ian and identified himself as an attorney.  This is on a debt that is not even mine!  They threatned legal action with is in violation of the fair debt and collection act.  I have credit fraud on my credit report and this item is being disputed.  Once disputed is unlawful for them to contact and continue to collect on this debt.  I have a letter from an attorney on its way to them hopefully this will stop.

I was called by Ruben and Yates also. I had an outstanding debt left by my ex. I was unaware of the debt and of course interest and charges for collection made the debt much larger , which I would expect after 2 years. The collector worked with me and took off some of the charges and I was happy to have this removed from my record. If I performed a service I expect payment , just like anyone here. If you did not get your paycheck , you would be upset as well. Once I knew about my debt I paid it and feel much better for it!!! So many people run up bills and get the things they want , and then skip out and refuse to pay. I do not care how much consumer law you study , how about studying basic economics, what bills you do not pay end up affecting us all, all he money the company loses from deadbeats that skip out on there responsabilities, has to be made somehow. Deadbeats affect the economy. Amazing how somebody so smart, researches and studies any law that may have been violated by a collector, to basically help her and other deadbeats as well. I feel bad I had 1 outstanding debt and I made sure that it was paid as soon as I was aware. I feel for any collector, who spends an entire work day tracking down and finding debtors all day long , trying to get them to pay a debt they have evaded for literally years!! You should be ashamed, just pay your bill ad leave the poor guy or girl alone that has the job of telling you for the 100th time, that you owe it. Step up to the plate and pay your bills, and respect the fact, that somebody has the awful job of calling you and 30 others each day reminding you that even though you got the products or services you wanted and it is time for you to pay up. When you skip out, we all end up paying in the long run and personally I think that you are the problem, not the collector!!!!!!!!!!!!!:)

I received a phone call from a 1-716-650-2640.  The caller left a voicemail, stating her name as "Kristen" only and that she was calling from "The Law Firm of Ruben & Yates," which is illegal for a collections company to say.  The nature of the voicemail message was very threatening, and at one point stated that I had "48 hours to comply" by calling back or legal action would be taken.  I did some online research first, reading this and other message boards related to the highly suspect "Ruben and Yates" and so knew the questions to ask.  First, I asked repeatedly whether I had reached the Law Firm of Ruben and Yates.  I was literally transferred to 3 different people, eventually (and supposedly) speaking with "The Director."  I told him that I had a voicemail message saved in which someone using their first name only and identified themselves as calling from the law firm of Ruben and Yates, and then told him that I not only went to law school, but studied consumer law, and am aware that representing oneself as an attorney or law firm when one is not is illegal.  He got very huffy and stated that they have an attorney, to which I replied "EVERY company or business has an attorney.  That DOES NOT make you a law firm.  ARE YOU a law firm?"  He became much more calm, if being calm involves accusing me of stealing since I stopped paying on a credit card debt MANY years ago.  I explained to him the unfair and predatory practices of the credit card industry, usually taking advantage of people with nearly usurious interest rates and that people caught in such situations have almost always paid back much more than the actual dollar value of any services or products bought with the credit cards, due to the high interest rates and late charges.  When I explained to him that I was unemployed and wanted so****ing sent to me in the mail, he literally said "what good would that do?" and ***g up on me.  Wow.  Don't let these ****s bully you.  They are a BAD collections agency only, and they are of the type to engage in all the practices that they are simply NOT ALLOWED to engage in.  Search for a Consumer Law Center near you if you have given them any money, because most likely, you now have a lawsuit of your own, A***NST THEM, simply for the things they may have done and/or said which are violations of various consumer protection acts.  There are, in some locations, substantial fines that can be imposed a***nst these companies if more people would just come forward and point their finger in the right direction.  Unfortunately, like me, most of us are just too busy struggling to stay afloat.  Also, some law schools have consumer law clinics with sliding scales or provide altogether free services for people who have dealt with (or are dealing with) creditors or collection agencies that violate consumer legislation.  Contact your state's Attorney General, seriously.  I am livid right now.