(763) 231-8160

I too received a call today from First Financial and I am so glad I read the Ripoff Report before returning that call. It is a shame that a merchant can embed unrealistic expectations into a contract in which you have to sign on the spot. I absolutely agree with Mr. New Jersey......Oh, and Thomas, your a greedy, money ***gry, self indulged, corporate IDIOT!!!

I too received a call today from First Financial and I am so glad I read the Ripoff Report before returning that call. It is a shame that a merchant can embed unrealistic expectations into a contract in which you have to sign on the spot. I absolutely agree with Mr. New Jersey......Oh, and Thomas, your a greedy, money ***gry, self indulged, corporate IDIOT!!!

I too received a call today from First Financial and I am so glad I read the Ripoff Report before returning that call. It is a shame that a merchant can embed unrealistic expectations into a contract in which you have to sign on the spot. I absolutely agree with Mr. New Jersey......Oh, and Thomas, your a greedy, money ***gry, self indulged, corporate IDIOT!!!

I too received a call today from First Financial and I am so glad I read the Ripoff Report before returning that call. It is a shame that a merchant can embed unrealistic expectations into a contract in which you have to sign on the spot. I absolutely agree with Mr. New Jersey......Oh, and Thomas, your a greedy, money ***gry, self indulged, corporate IDIOT!!!

I too received a call today from First Financial and I am so glad I read the Ripoff Report before returning that call. It is a shame that a merchant can embed unrealistic expectations into a contract in which you have to sign on the spot. I absolutely agree with Mr. New Jersey......Oh, and Thomas, your a greedy, money ***gry, self indulged, corporate IDIOT!!!

I too received a call today from First Financial and I am so glad I read the Ripoff Report before returning that call. It is a shame that a merchant can embed unrealistic expectations into a contract in which you have to sign on the spot. I absolutely agree with Mr. New Jersey......Oh, and Thomas, your a greedy, money ***gry, self indulged, corporate IDIOT!!!

I got the same message that everyone else did, I got the message the day after I registered my resume on monster.com

this number called, i also recieved an email from themHi my name is Julie and I am calling from the human resource deparment of First Financial USA. We've seen your resume online and have a uniquework from home opportunity, were you'll be working with buisiness' in your area. The positionis available full or part time with full training and ongoing support. Please visit our website at IPSCard.com/123. To learn about our company the position and to sign up for a call and to speak to a leader at our corporate office. We look forward to hearing from you.

here is the pitch (and foul):Your resume came to our attention recently. Your background appears to match other highly successful members of our team who are motivated to build a career and significant wealth for themselves and their families over the next 4-5 years.FFUSA is an 12 year old financial services firm specializing in payment processing services for retail and medical merchants. Currently FFUSA serves thousands of merchants with over 100 sales professionals nationwide.You owe it to yourself to take a few minutes exploring the FFUSA site to find out more about this unique career opportunity. We are looking for a limited number of sales professionals to add to our growing team.Click here and you will be directed to a website that gives you more detail about the position and an opportunity to schedule a time to ask questions.We look forward to hearing from you!Melinda HansonFFUSA Human Resources Representative805 Meander CtMedina, MN 55340

I just also received an email from "Workfromhomeheaven.com"   Is this so****ing to worry about?   I have not called the number given to call.   1 888-418-5529.

Also received a call (recorded message) Monday June 1, 2008 stating was a call from IPSCARD.COM/123 etc....  I am glad I just saw this because I was going to call.   They would have gotten my resume off careerbuilders.com because that is the internet I have.This is why I am hesitant to apply for online jobs.  The Lord is wat****g them.

I recieved the very same call; and all mentioned above applies. Its a sad world we live in.... Be informed the number they called me from is 763-231-8150

I also received a call from this number telling me that they had part time and full time positions.  Check us out on the internet at IPScard.com/123. Call back and you can talk to someone about a position with their company.  I didn't call back.

Same as Lee.  Recently posted my resume on some websites; received call from this number.  When I answered, ***ody spoke.

First Financial USA (FFUSA) is a merchant services provider. They provide the financial services as well as the hardware for businesses who take credit cards. FFUSA looks at resumes posted online from monster.com or careerbuilders.com, etc. and contacts jobseekers by e-mail. FFUSA looks for people who know nothing about this industry.They promise that if you find merchants willing to use their credit card services that a sales agent will be paid a bonus plus ongoing residual income, 20% of the profit, for as long as the merchant uses FFUSA's service. They really emphasize the residual income as bonuses are both small and if the business is new or never took credit cards before then you don't get any bonus at all. The scam here is that FFUSA will only provide residuals for 6 months or so then they stop, despite their promises. Additionally, they never explain how the residuals are calculated, they just say 'trust us.' The vice-president of the company, Chuck Fowler, ***gged to me about how he makes $250,000 yearly. No wonder. FFUSA gets a lot of people to make a few sales, pays them a pittance for a bonus, then they keep all the residuals after a few months. At least twice a week FFUSA has telephone recruiting sessions where people are promised all this money with ongoing income from the sale. They constantly recruit new agents because the old agents figure out they aren't making much money. People like Fowler get rich off the residuals the sales agents were promised but no longer get paid for. What I discovered was they charge merchants $800 - $1600 for terminals that can be purchased retail for $200 - $400. The standard industry residual split is 50/50 not the 80/20 FFUSA provides before they cut you off entirely.

Hi my name is Julie and I am calling from the human resource deparment of First Financial USA. We've seen your resume online and have a uniquework from home opportunity, were you'll be working with buisiness' in your area. The positionis available full or part time with full training and ongoing support. Please visit our website at IPSCard.com/123. To learn about our company the position and to sign up for a call and to speak to a leader at our corporate office. We look forward to hearing from you.

I have my resume posted on some websites and I just received a phone call from this same number.  I answered and said*****o twice and ***ody spoke.  I will ignore the calls from now on...

This is a full-commission sales "job."  It appears to be questionable at best, given reports on the 'net from some former employees.  http://www.ripoffreport.com/reports/0/268/RipOff0268479.htmYes, they seem to troll monster.com and other job sites and take your phone number and email address for their unsolicited solicitations.  They don't check the federal do-not-call list (as this call does not qualify as one that can be made to a number on the list -- as this isn't a charity or an organization with whom I have any sort of business relationship, past or present).  I'm guessing a case could be made a***nst them for not abiding by do-not-call, but someone would have to take that action.

i also got a call from this numberi did try calling back but it said i needed an extension

i got a call from this number too, and missed it. didn't call back

This number left a robotic message of the following:"ipscard.com/123 . Call a rep of ours if interested in an opportunity."

Called and long pause so I **** up