(800) 557-7416

This lady (Ms. Stevens) continuously calls and claims that my mother used me as a 'reference' and that she needs to reach her. She tried to claim that they were not a collection agency trying to collect a debt. I told her that I don't have any contact with my mother and that she would not have used me for a 'reference'. I demanded that she stop calling me. She tried to claim that she couldn't remove my number from the file. I told her that she had better find a way or I was going to contact my attorney. She finally agreed to put a note in the file. We'll see if the calls continue.

Continuously call and claim that my mother used me as a 'reference' and that they need to reach her. Tried to claim that they were not trying to collect a debt. I told her that I don't have any contact with my mother and that she would not have used me for a 'reference'. Demanded that she stop calling me. She tried to claim that she couldn't remove my number from the file. Told her that she had better find a way or I was going to contact my attorney. She finally agreed to put a note in the file. We'll see if the calls continue.

I received a call from TLC asking me to get in touch with my neighbor (giving me her name and address) so I can tell her to call them!! Unbelievable gall - I have an unlisted address and am on the do-not-call list. It bothers me that 1) they have access to information that has my address attached to my phone number and 2) they think I'm going to approach a stranger and pass on a message like this and 3) they let me know my neighbor has debt issues. I'm reporting them to the FTC and the local attorney general.

I returned the call to TLC and tried to set up a payment schedule but they wanted my debit card number. With all the identy theft going on i refused to give them my debit card info and instead offered to send them money orders for payment,they refused

THIS MAN CALLS MY WORK AND S****S TELLING MY RECIPE'S THAT HE KNOWS ITS ME, SHE TELLS HIM NO LET ME TRANSFER YOU, HE TELLS HER I KNOW ITS YOU, ALL RUDE TO HER SHE PUTS HIM ON HOLD THEN HE ****S UP. A COUPLE MIN. LATER A WOMEN CALLS AN SAYS THAT I GOT A LOAN AND THE CHECK WAS BAD. I TOLD HER THAT I WAS BUSY SHE HAS THE NERV TO TELL ME THEYL SEND THIS COLLECTION TO THE CITY COURT HOUSE.

They called me at work 5 times in a row, saying that they are garnishing my wages without a court ordered judgment.  Is this an actual company?

Constantly calls

From www.bbb.com regarding "800-557-****"BBB Reliability Report forTLC Receivables  The BBB reports on businesses, both accredited and non-accredited. If an organization is a BBB Accredited business, it is stated in this report.Name: TLC Receivables Phone: (800) 557-**** Address: 3100 Medlock Bridge Rd Ste 140 Norcross, GA 30071-1429 Employees: 1 File Open Date: February 2005 TOB Classification: Collection Agencies BBB Accreditation: This organization is not a BBB Accredited business  BBB Definition:BBB  Accredited  business - BBB has determined that this business meets BBB accreditation standards, which include a commitment to make a good faith effort to resolve any consumer complaints. BBB Accredited Businesses pay a fee for accreditation review/monitoring and for support of BBB services to the public. BBB accreditation does not mean that the business’ products or services have been evaluated or endorsed by BBB, or that BBB has made a determination as to the business’ product quality or competency in performing services. . Customer ExperienceBased on BBB files, this company has an unsatisfactory record  BBB Definition:unsatisfactory  record - A company has an "unsatisfactory business performance record" with the BBB is based on the experiences reflected in BBB files. This file condition results when the company has failed to resolve or respond to complaints, repeatedly failed to respond or resolve issues in a timely manner, failed to resolve the underlying issues for a pattern  BBB Definition:pattern - More than 2 complaints involving the same allegations usually within 12 months that are significant in relation to the company's size and volume of business. of complaints, failed to honor their commitment to mediate or arbitrate disputes or honor mediated agreements or arbitrated decisions, failed to substantiate, modify or discontinue false advertising claims that are challenged by the BBB, or failed to discontinue unauthorized use of the BBB name and logo, a Federally protected trademark. with the BBB due to failure to respond to a complaint. However the business has resolved  BBB Definition:resolved - The company resolved the complaint issues. most complaints presented to the bureau.When considering complaint information, please take into account the company's size and volume of transactions, and understand that the nature of complaints and a firm's responses to them are often more important than the number of complaints.The BBB processed a total of 4 complaints about this company in the last 36 months, our standard reporting period.Of the total of 4 complaints closed in 36 months, 1 was closed in the last year.Billing or Collection Issues  BBB Definition:Billing  or  Collection  Issues - Claim alleging billing errors, unauthorized charges, or questionable collection practices.     Resolved  BBB Definition:Resolved - The company resolved the complaint issues.        1 -  Company addressed the complaint issues. The consumer failed to acknowledge acceptance to the BBB.   No Response  BBB Definition:No  Response - The company failed to respond to the complaint.        1 -  Company failed to respond to the BBB to resolve or address the complaint issues.   Service Issues  BBB Definition:Service  Issues - Claims of alleged delay in completing service, failure to provide promised service, inferior quality of provided service, or damaged merchandise as a result of delivery service.     Resolved  BBB Definition:Resolved - The company resolved the complaint issues.        1 -  Company addressed the complaint issues. The consumer failed to acknowledge acceptance to the BBB.   Administratively Closed  BBB Definition:Administratively  Closed - The BBB determined that the complaint could not be satisfactorily settled using standard ****ods of voluntary dispute resolution        1 -  BBB determined the company made a reasonable offer to resolve the issues, but the consumer did not accept the offer.   Industry TipsDebt CollectionThe following is more detailed information about the Fair Debt Collection Practices Act: HOW MAY A DEBT COLLECTOR CONTACT YOU? A collector may contact you in person, by mail, telephone, telegram, or FAX. However, a debt collector may not contact you before 8:00 a.m. and after 9:00 p.m. unless you agree. A debt collector may not contact you at work if the collector knows your employer disapproves. CAN YOU STOP A DEBT COLLECTOR FROM CONTACTING YOU? You may stop a collector from contacting you by writing a letter to the collection agency telling them to stop. Once the agency receives your letter, it may not contact you a***n except to say there will be no further contact. Another exception is that the agency may notify you if the debt collector or creditor intends to take a specific action. MAY A DEBT COLLECTOR CONTACT A THIRD PARTY ABOUT YOUR DEBT? If you have an attorney, the debt collector may not contact anyone other than your attorney. If you do not have an attorney, a collector may contact other people, but only to find out where you live and work. Collectors are usually prohibited from contacting such permissible parties more than once. In most cases, the collector cannot tell anyone other that you or your attorney that you owe money. WHAT IS THE COLLECTOR REQUIRED TO TELL YOU ABOUT THE DEBT? Within five days after you are first contacted, the collector must send you a written notice telling you the amount of money you owe; the name of the creditor to whom you owe the money; and what action to take if you believe you do not owe the money. MAY A DEBT COLLECTOR CONTINUE TO CONTACT YOU IF YOU BELIEVE YOU DO NOT OWE MONEY? A collector may not contact you if, within 30 days after you are first contacted, you send the collection agency a letter stating you do not owe money. However, a collector can renew collection activities if you are sent proof of the debt, such as a copy of a bill for the amount owed. WHAT TYPES OF DEBT COLLECTION PRACTICES ARE PROHIBITED? * Use of threats of violence or harm a***nst the person, property, or reputation; * Publishing of a list of consumers who refuse to pay their debts (except to a credit bureau); * Use of obscene or profane language; * Repeated use of the telephone to annoy someone; * Telephoning of people without identifying themselves; * Advertising your debt. Debt collectors may not use false statements when collecting a debt. For example, they cannot: * Falsely imply that they are attorneys or government representatives; * Falsely imply that you have committed a crime; * Falsely represent that they operate or work for a credit bureau; * Misrepresent the amount of your debt; * Misrepresent the involvement of an attorney in collecting a debt; * Indicate that papers being sent to you are not legal forms when they are. Debt collectors may also not state that: * You will be arrested if you do not pay your debt; * They will seize, garnish, attach, or sell your property or wages, unless the collection agency or creditor intends to do so, and it is legal to do so; * Actions, such as a lawsuit, will be taken a***nst you, which legally may not be taken, or which they do not intend to take. Debt collectors may not: * Give false credit information about you to anyone; * Send you anything that looks like an official do***ent from a court or government agency when it is not; * Use a false name. Debt collectors may not engage in unfair practices in attempting to collect a debt. For example, they may not: * Collect any amount greater than your debt, unless allowed by law; * Deposit a post-dated check prematurely; * Take or threaten to take your property unless this can be done legally; * Contact you by postcard. WHAT CAN YOU DO IF YOU BELIEVE A DEBT COLLECTOR VIOLATED A LAW? You have the right to sue a collector in state or federal court within one year from the date you believe the law was violated. If you win, you may recover money for damages you suffered. Court costs and attorney's fees also can be recovered. A group of people may also sue a debt collector and recover money for damages up to $500,000, or one percent of the collector's net worth, whichever is less. This information is general in nature and is not to be interpreted as a reliability report  BBB Definition:report - A summary of activity reflected in a company's BBB file. Includes basic business background, BBB Accreditation information, and BBB complaint activity over the previous three years. Also reports may include any known government actions, advertising issues or other information that results from activity conducted by the BBB. on any particular product, service or company. This information was developed by the United States Federal Trade Commission, Bureau of Consumer Protection (202) 326-3650. The information in this report  BBB Definition:report - A summary of activity reflected in a company's BBB file. Includes basic business background, BBB Accreditation information, and BBB complaint activity over the previous three years. Also reports may include any known government actions, advertising issues or other information that results from activity conducted by the BBB. has either been provided by the company, or has been compiled by the Bureau from other sources.Report as of March 12, 2008Copyright© 2008 BBB®, Inc. If you choose to do business with this business, please let the company know that you contacted the BBB for a report  BBB Definition:report - A summary of activity reflected in a company's BBB file. Includes basic business background, BBB Accreditation information, and BBB complaint activity over the previous three years. Also reports may include any known government actions, advertising issues or other information that results from activity conducted by the BBB. .BBB reports may not be reproduced for sales or promotional purposes.The information in this report has either been provided by the company or has been compiled by the BBB from other reliable sources.As a matter of policy, the BBB does not endorse any product, service or company. BBB reports generally cover a three-year reporting period, and are provided solely to****ist you in exercising your own best judgment. Information contained in this report is believed reliable but not guaranteed as to accu****. Reports are subject to c****e at any time.

someone from this number is calling all over my job looking for me, must be making up numbers, when I called back I got disconnected. I'm going to report them to the police.

It is indeed a collection agency. They called me about a 5-year-old phone bill. They are pushy, but apparently legit.