(800) 822-1699

I just got this cell phone and number last week. They keep calling me saying i have a dept to pay. There is no way i have a dept that they would know about in 3 days. I have not even gave the new number out to anyone.

They called and I didn't recognize the number so I let the voicemail answer it. They left a generic message to call them back and ask for "Ms. Nichols" because it was an urgent business matter or so****ing like that. I have had my outlaws (former inlaws) use my number when they don't want to talk to their bill collectors, so I called back to find out who they were calling for. A male answered and when I asked for "Ms. Nichols" he asked for me. I acknowledged that it was me calling and he said that I owed some doctor bills and asked me if I was going to pay it off today. Of course not being prepared to pay today because I was just trying to find out who they were, I said no. He ended the conversation abruptly without asking the next logical question, which is "when can you pay?" Had he asked me that I actually at the time would have told him in two weeks when I next got paid. He didn't bother, and since he was rude neither did I. Ten minutes later I got another call from the same number with the same generic message. I called them back, and while on the phone waiting through the on-hold music there they were on my call waiting calling me yet a***n!! The next female answered and she was instantly rude and short. She in fact in a *********ed tone asked me "So do you get a lot of calls (from us)?" I remained as calm as I could while stating that I was being reasonable and asked for the same from her. The truth remained that I would have tried to settle the debt if she or the other person would have been a little more professional and handled business like adults instead of like teenagers playing on the phone while mommy isn't around! I asked her several times "Do you think it's reasonable as a consumer yourself to keep calling me after I just spoke to someone ten minutes ago?" She talked over me so I kept doing the same and asking the same question. Then the B***** ***g up the phone on me after stating "I'm not going to argue with you, sir!" Oh, really?!! Even now I wasn't as ****ed as I could be when I called back yet a third time, this time asking for the manager. The next female asked me why did I want to speak to the manager, and all I could think of was "If you called my home for me and anyone but me answered the phone YOU wouldn't tell them why you were calling, so why are you asking me?" What I did say was that I wanted to report their lack of professionalism and juvenile behavior to the person in charge, and she went on to behave rudely and unprofessionally herself!! I had had enough and ***g up on her. I can't believe that they actually make ANY money treating people like that, particularly someone who wanted to settle the debt. Note to NCO: I WILL pay that bill ......... straight to the doctor that I actually owe, and YOU WILL NEVER SEE ONE RED CENT FROM ME, YOU JACK***ES!!

They called and I didn't recognize the number so I let the voicemail answer it. They left a generic message to call them back and ask for "Ms. Nichols" because it was an urgent business matter or so****ing like that. I have had my outlaws (former inlaws) use my number when they don't want to talk to their bill collectors, so I called back to find out who they were calling for. A male answered and when I asked for "Ms. Nichols" he asked for me. I acknowledged that it was me calling and he said that I owed some doctor bills and asked me if I was going to pay it off today. Of course not being prepared to pay today because I was just trying to find out who they were, I said no. He ended the conversation abruptly without asking the next logical question, which is "when can you pay?" Had he asked me that I actually at the time would have told him in two weeks when I next got paid. He didn't bother, and since he was rude neither did I. Ten minutes later I got another call from the same number with the same generic message. I called them back, and while on the phone waiting through the on-hold music there they were on my call waiting calling me yet a***n!! The next female answered and she was instantly rude and short. She in fact in a *********ed tone asked me "So do you get a lot of calls (from us)?" I remained as calm as I could while stating that I was being reasonable and asked for the same from her. The truth remained that I would have tried to settle the debt if she or the other person would have been a little more professional and handled business like adults instead of like teenagers playing on the phone while mommy isn't around! I asked her several times "Do you think it's reasonable as a consumer yourself to keep calling me after I just spoke to someone ten minutes ago?" She talked over me so I kept doing the same and asking the same question. Then the B***** ***g up the phone on me after stating "I'm not going to argue with you, sir!" Oh, really?!! Even now I wasn't as ****ed as I could be when I called back yet a third time, this time asking for the manager. The next female asked me why did I want to speak to the manager, and all I could think of was "If you called my home for me and anyone but me answered the phone YOU wouldn't tell them why you were calling, so why are you asking me?" What I did say was that I wanted to report their lack of professionalism and juvenile behavior to the person in charge, and she went on to behave rudely and unprofessionally herself!! I had had enough and ***g up on her. I can't believe that they actually make ANY money treating people like that, particularly someone who wanted to settle the debt. Note to NCO: I WILL pay that bill ......... straight to the doctor that I actually owe, and YOU WILL NEVER SEE ONE RED CENT FROM ME, YOU JACK***ES!!

I OWE NO ONE

The number belongs to NCO Financial. Request everything in writing from them and avoid any phone negotiations.