(858) 201-6916

F*** OFF F*** OFF F*** OFF F*** OFF U A**HOLES

On 9-8-09 I had 5 calls from these people, one guy said his name was john Micheals.When I called back I spoke to a guy who said he was an Attorney and his name was Frank Jefferson. When inquired about the call he became very rude and said i was going to be arrested for a payday loan. hecould not provide any other info,. He just kept saying pay up or I will send the police to your job and arrest you.

yea these people keep calling me also and when i answered the phone they said i had a lawsuit on me for an unpaid payday loan. r these people ****** or so****ing. lol, he stated that i would feel*****s fury and that i need to enjoy my last weeks with my family because i was gonna be behind bars. *****.  Oh boy but only he didnt know i was an ex lawenforcement officer for 6 years. i said , you ****** lying fu*k, you cant put me in jail for a lawsuit you a** hole. ignore these people, they allready have all your personal info like mine. i guess i need to report them to bb.

Also, a reference can NOT be included in a legitimate lawsuit.  Only cosigners.  Although, if they did contact my references, I am pretty sure my references would tell them where to shove their fake-a** lawsuit.  The Better Business Bureau issued an alert the other day about these people.  The article can be found at http://www.bbb.org/us/article/widespread-hara ... f-mass-da-11792 if anyone wants to check it out.

Also, my attorney advised me to file a complaint with the Oklahoma Attorney General and the Better Business Bureau, which I did.  i called them back about 4 times just to harass them.  They called me to get my attorneys info but would not take it when I tried to give it to them.  they said my attorney should call them.  I called back and was able to get an "address" (I don't think it is real; it did not show up on yellowpages.com) but, immediately after getting the city and zip, I mentioned that I was using it to file a complaint with the AG.  "Mark Wilson" (also the name of a professional golfer lol) ***g up the phone.  I called back a***n and this time I was the loud one.  He accused me of yelling at me and I explained that I could show him yelling if he wants.  He ***g up a***n.  I called back (a***n, purely for my own enjoyment) and straight up said that I had filed a complaint with the BBB and AG.  He was much more cooperative this time and simply said ok.  I said that if he or anyone****ociated with him called me or anyone****ociated with me (they called my job and apparently call some references, although not mine) it would be him who needed God (they like to say things like "god bless you" and may God have mercy on your soul" at the end of messages and conversations lol).  He simply said ok and then I ***g up the phone.

This has been happening to me too.  I did speak with an attorney who said it is bu***hit and gave me some pointers.  First, they have to release the info if you ask for it if it is a legitimate law suit.  Second, the person who is being sued can only be sued in the state in which they live.  In other words, even if the company is based in California, they would have to file the suit in whatever state you live in ***lahoma, in my case).  Third, if you are being sued, you HAVE to be SERVED (usually hand delivered) a SUMMONS.  also, the serving of the summons takes place weeks before the actual court date.  It has to be served with plenty of time for you to prepare a defense.    I am a journalism student and so****ing one of my teachers told me comes to mind.  Obviously, journalists know so****ing about the law because they spend most of their time dealing with the First Amendment (and others as well).  He said, "It is not your job to prove your innocence; it is their job to prove you're guilty."  This is America.  Innocent until proven guilty, not guilty until you prove you are innocent (at least that's how it's supposed to be lol) If they cannot or do not provide you with proof (a.k.a. a legal do***ent indicating this debt) through either certified mail (not e-mail) or hand-delivered, then according to the law it doesn't count.        You as the defendant must be provided with copies of anything they would use as evidence if this were a real lawsuit.  A***n, this "company" has to provide you with evidence of this debt, such as an UNALTERED copy of the ORIGINAL loan agreement (this will state the name of the original creditor), etc.  A***n, I am not an attorney.  This is just the jist of what my attorney told me.  This is what he said he just said a lot more also.

I received 2 calls back to back from a man named Frank Jefferson stating that I better call him or have my attorney call him or I would be sorry. He ended the msg with If I don't call back may God help. What is this man doing, I have kids who heard this and it frighted them. Caller ID out of area with 028551013. This man has a very thick accent

The caller, George left a message with my employer stating "that I owed payday loans and, I was going to be served with an affidavit. That I was currently, being sued on three separate accounts."  He also had all of my information such as bank acct#, SS#, and other personal information.  I was fortunate enough that my co-worker wrote down all of the call Id information - 773-681-5642, but he left 858-201-6916.

a man named "Spencer Reid" left messages on two phone numbers of mine. He left a choppy message saying I need to call him back immediately or face the consequence. I called back and spoke qith another foreign speaking man who was rude and refused to give me any specific details on some crazy check fraud, bank corruption charges...it really trip me out he had my information SS number and phone numbers to my job and cell...what is this

A man by the name of Max Anderson has been calling me repeatedly tody on my cell phone and then began calling my job leaving urgent messages witht hose who are answering the phones. He refuses to give up any kind of specific information. This is ridiculous...

A guy calling himself Max Anderson called me today and told me that he was from the Federal Legistration of Unsecured Loans and that I was being suied for a pay day loan that I did not pay for and that I was being charged with three different counts of check fraud and two other things which I could not understand.  He had an accident that I could not identify.  He told me that I would have to pay $745.95 because of court fees, late charges and other fees.The scary thing was he had my SS #, bank account info, and two family member names.  He could not tell me any case number, when the money was deposited, from what company.  He called me later that evening asking me to take care of this matter because tomorrow would be to late.  I told him that I was not taking care of anything until I find out more information.  He became frustrated and said that I must call him by 11:00 a.m. tomorrow morning or it would be to late.

You need to find out what company they represent and then file a complaint with your state Attorney General's office. I did this once to a Florida collection agency that plays the same game and ended up with a few ***dred bucks some years later. I usually just cuss at them a whole bunch when they call.

today i had about 10 calls coming a frank person with an overseas ancient telling me that he was monitoring my activities on the internet and that i paid for merchandise with my credit card and that i have a lawsuit a***nst which i can end up in jail if i do not settle with him by sending money...What a scam bc the number he is calling is my 16 year old daughter..when i advised him how old she was he is saying that i am responsible i have to pay them money or they will send paper work to my job which i can then be terminated...This needs to stop because this is harrassment and they are calling a minor...I will be reporting this to the police and high authorities.

Had several phones calls from this number by a man named Frank Jefferson saying I was being brought up on charges for check fraud, theft by deception.  Saying I was having a lawsuit a***nst me for a payday loan that I took out. I asked who the loan was with and all they would say was they represented Federal Legistration of Unsecured Loans and couldn't tell me a phone number for them or who the payday loan was supposedly with.  Saying I would have to pay legal fees of $5800-9000.  And said that my references would be charged also.  And they were sending papers to my work and that I would lose my job if they did that.