(866) 950-7781

can totally relate to your message, but, what are you going to do?  There is nothing you can do financially, unless a miracle happens.  Just put the call on NO RING and send the collection companies a stop calling letter (or fax and keep the transmission report) if they do call you after you sent these letters Your NameYour AddressLender's NameLender's AddressMr/Mrs. Debt Collector,I am responding to your constant harassing phone calls to my home and my workplace. I find your phone calls very stressful and therefore demand that you stop calling me as of NOW! According to the Fair Debt Collection Practices Act, [15 USC 1692c] Section 805(c): CEASING COMMUNICATION:, you must STOP all communication with me after having received this letter.This letter is my official warning to you to stop calling me! You can only call me under 2 cir***stances now:You're ending any more collection efforts of debt owedYou're taking a specific course of action a***nst meIf you call me or write me at any time after having received this letter, you will be violating MY rights under the 805(b)2 of the Fair Debt Collection Practices Act. You should know that I will be taping any more phone calls received from you and report you to the Federal Trade Commission and to my State Attorney General. If I receive a harassing debt collection phone call from you, remember you can be charged up to $1000 per every harassing phone call. Please also know that I am willing to take any necessary legal action to protect my rights as a consumer.(Your Signature)(Your Printed Name)And if they do call you a***n, sue them.  I did, one attorney thought he was above the letter and I took him to court.  He cancelled all my debt (in court) removed all charges from the collector and cleaned my credit report.  You can hurt them back, as much as they want to hurt you.If anyone here writes you otherwise, they are LYING, this, that I wrote is the truth and I went through and I am going through it a***n, myself.  No one is allowed to cause you mental anxiety, stress, whatever, because you lost your job or your business went under.Good Luck

They called my cell today and did not leave a message.