(904) 253-3224

Concerns me that I thought the same thing then I check the state laws concern what I had did I solicited funds from a payday loan via the internet what I didnt realize that money was transfer from one bank to my bank across state lines by my request and I failed to pay it back and closed my account. Because I couldnt pay it back what it looked like to them was I took there money and never intended to pay it back. So before you say its a scam and not to pay these guys not sure if there the ones that called me and I read the same things that other people wrote and guess what I ended up paying 3x the amount of the check plus court costs and attorney fee's when I could just paid them 300 bucks Im so ****** before you just automactically think someone is a scam check on your state and federal laws about having money wired into your account and then closing your account when you give them the right to ach your account what I didnt know is according to the check 21 laws and some federal laws because money was wired from state to stae across state lines and I agreed to the ACH I got hit with the intent to commit Internet Wired Fraud and a worthless check if you dont believe me type in Internet Wire Fraud laws I paid the price for listening to people who get on her who know like me that they took these peoples money and because I didnt like they way I was talked too or the fact they wanted there money back after a year of me avoiding them and I read all this and thought *****em aint nothing they can do Ill never pay...... wish I had never read this stuff ended up costing me alot more including my state job Ive had for ten years. not saying there arnt scammers out there but if youve taken the money pay it back all im saying just might save you alot of money and heart ache in the future

oh i forgot. "jim fox" got on the line and threatened me as well and called me a thief and threatened to harm me too and used profanity. This really stressed out my elderly grandmother.

The same people did that to me... First of all they left a message on my uncle's number (where I do nor reside) and left a message that made my family think that i was in trouble. When I called her back she was very rude and threatened that if i didn't pay 476.00 by 10am tomorrow that i would be charged with 2 felony counts. Supposed "Malicious intent to defraud a money ins***ution" and writing "worthless checks" All because a payday loan i defaulted on like 3 years ago. Someone needs to put a stop to these people.

On 01/15/2010 I received two voice mail messages from a Ms. Ross with Check Processing Advanced in Jacksonville, Florida, telephone number was 1-904-551-0777 The voice mail stated she was from the Fraud and Bad Check department, but upon returning her phone call she answered "collection Dept".I returned the call to Ms. Ross and she stated she had a legal matter in her office in regards to an online payday loan with a Summit Group, She stated that the matter had been forwarded to her department for legal processing and that she was calling me as a "Courtesy Call" to let me know that if they didn't receive 661.56 by money gram to their office by 1:30 PM that they would be forwarding an arrest warrant to the New Haven County court and and I would be arrested on Fraud Charges and that I would have to appear before a judge and then only would I be released on a CASH ONLY BOND. We ended this call and I called Summit Group the original creditor and spoke with a rep. named Joe and he stated that this account had been turned over to a outside collection agency and he had no more information to give. So I proceeded to call Ms. Ross back explaining that I couldn't come up with 661.56 in one day and she stated "It didn't matter to her if I paid it or not she was just providing the curtsey call" and we ended this conversation.I returned home to set about coming up with a way to borrow this money to resolve the matter, as I am a mother and wife and have never tried to "Defraud" anyone in my life, and wouldn't want to be arrested on Fraud charges either.I yet a***n called Ms. Ross back to try and resolve this matter with a payment arrangement which was told "No option for a payment arraignment" I tried getting more information but she did transfer me to a Jim Fox who was "Sr. Legal advisor" he said the only thing he could do for me was push out the time from 1:30 to 2:30 before the arrest warrant would be forwarded out. We ended this phone call a***n

Thank you for the info. Just got a call at work threatening to arrest me for an old payday loan. Said I had an hour to pay a settlement or else. That they would be picking me up [the law] when I got home.  I called them back asking for their EIN number..they had someone else come to the phone, were really mad, refused to give me the number. They called me back and asked if I was at this number  threatening to have me arrested a***n. I also called the original  place that I got the loan.They informed me that  they had been getting a lot of complaints about these tactics as well.

YOU SHOULD ASK FOR ONE.....

Also I want to add so****ing. All legitimate business will have a Federal EIN on file with the IRS, otherwise they are doing business in their own name. Ask these idiots for their EIN so that you can prove they are legit. See what they say to you then. If they become very defensive and elusive they are criminals.

This was the best reply ever.  I got a call and called back and they didn't like that I asked for Chris McDonald, wanted to know where I got his name from, and why I was asking for him.  That's for giving me a heads up so that i am not a victim.THIS IS NOT A LEGITMATE BUSINESS.  I ahve a friend who works for a law firm who confirmed that this is not a business numebr and told me to send a letter and copy the attorney general.  i will be sending that letetr by fax and mail thanks to this!Thanks much!

The company name is "Advanced Check Processing LLC" in Jacksonville FL. Address is:1531 Ceseary Blvd Jacksonville FL 32211 with the fax number: 904-619-4792 (Use this info to mail the cease and desist letter info that follows)They use illegal means to get you to pay for outstanding payday loans. The owners name is Chris L. McDonald. They also use the phone number: 904-253-3224 & 904-619-4784. Please read further for info on how you can stop this harassment instantly.I paid these people. I am now in litigation with them to get my money back plus damages, because I fell for the scare tactics that they are using on you. Please, please take my warning. Do NOT send money to them. They are not legitimate.I am suing with a personal hired attorney- the company and two of the employees. I have contacted the Better Business Bureau, the Federal Trade Commission and the Florida Dept of Consumer Services. My suit is going through the process and will take time, but I do not mind.The people who work there, one I know for a fact- due to his rap sheet sitting in my files, has a huge horrendous arrest record. They are CONFIRMED criminals. Please do not pay them.Demand that they send you proof of the debt in writing with the original creditor information. Ask the rep who calls (they will act like you are crazy for asking for the name of the company 'It's ___ from the State of FL' -they are not) for their name and ***le and an address to send a cease and desist letter.Google cease and desist letters online, find one and type in your information. Mail regular mail and registered return receipt. Keep all of your do***ents, and write down EVERY instance you get a call from these people and what they said.They MUST comply or you can contact all of the places I have mentioned including a personal litigation attorney who works on contingency. These collectors must be stopped. If you hire an attorney, they will get you $1000 minimum as that is what the state allows for debt collectors that violate the law, and you do not have to pay for the attorney- the collector at fault does!Good luck to you... Do your research before you make ANY move with them, believe me I know.

I have posted a blog to inform everyone of the tactics they have used in my case in detail- and what to do about them...If you are interested go to : http://anonymousdebtfighter.blo*****.com/(I am not a lawyer/company/etc. I am a stay at home mom who is tired of being taken advantage of!!)

I posted the comment stating "Sounded legit enough that I paid" that was when I was scared from their scam and hadn't done my research- please read my new post listed under Anonymous Debt Fighter.

The company name is "Advanced Check Processing LLC" in Jacksonville FL. Address is:1531 Ceseary Blvd Jacksonville FL 32211 with the fax number: 904-619-4792 (Use this info to mail the cease and desist letter info that follows)They use illegal means to get you to pay for outstanding payday loans. The owners name is Chris L. McDonald. They also use the phone number: 904-253-3224 & 904-619-4784. Please read further for info on how you can stop this harassment instantly.I paid these people. I am now in litigation with them to get my money back plus damages, because I fell for the scare tactics that they are using on you. Please, please take my warning. Do NOT send money to them. They are not legitimate.I am suing with a personal hired attorney- the company and two of the employees. I have contacted the Better Business Bureau, the Federal Trade Commission and the Florida Dept of Consumer Services. My suit is going through the process and will take time, but I do not mind.The people who work there, one I know for a fact- due to his rap sheet sitting in my files, has a huge horrendous arrest record. They are CONFIRMED criminals. Please do not pay them.Demand that they send you proof of the debt in writing with the original creditor information. Ask the rep who calls (they will act like you are crazy for asking for the name of the company 'It's ___ from the State of FL' -they are not) for their name and ***le and an address to send a cease and desist letter.Google cease and desist letters online, find one and type in your information. Mail regular mail and registered return receipt. Keep all of your do***ents, and write down EVERY instance you get a call from these people and what they said.They MUST comply or you can contact all of the places I have mentioned including a personal litigation attorney who works on contingency. These collectors must be stopped. If you hire an attorney, they will get you $1000 minimum as that is what the state allows for debt collectors that violate the law, and you do not have to pay for the attorney- the collector at fault does!Good luck to you... Do your research before you make ANY move with them, believe me I know.

Is this company really real. can they really file charges...they call me and said the same thing.

Collection agency first time left a message stating brian Investigator with State of Florida2 nd call going to sue me. They call everyone you have ever listed for anything. Caller ID State of FL

Collection agency - Official enough sounding that I paid an old debt. Threatened felony charges for old payday loans.

I answer they **** up.