206-443-XXXX

Automated message claimed to be VISA/MASTERCARD and says "Since you have good pymt history on your CURRENT card, we want to give you a lower interest rates. We have made several attempts to contact and THIS WILL BE OUR LAST TIME, so please press 1 now." I pressed 0 and it ***g up.

Why is this # calling at 10:36 at nite?

ME `WHO ARE YOU?