(415) 216-4695

Mr. William Tinsley called me today on my job asking for my grown son.  He stated that he works with Attorneys everyday and would sue me. Below is the State of California info on Do's and Don'ts of bill collectors.  Write to the Attorney Generals office with your complaint as I did today.  Together everyone he har***** can get him stopped if they all inform the Attorney General's office of his illegal practices.  He had no right to inform me of my son's debt.  Mr. Tinsley stated "He owes money here".Go to the website:  http://www.weblocator.com/attorney/ca/law/b16.html             Prohibited ****ods of Collection in CaliforniaAlthough most debt collectors operate in an ethical manner, some resort to abusive or fraudulent tactics to collect on accounts that are past due. Most states have very specific guidelines regulating what debt collection agencies can and cannot do when attempting to collect unpaid debts. The California Fair Debt Collection Practices Act regulates consumer debt collection practices. The purpose of the Act is both to prohibit debt collectors from engaging in unfair or deceptive practices and to require debtors to act fairly in entering into and honoring their debts. Consumer debts are defined as money, property or their equivalent owed from a person to another person or to a business en***y based on a transaction that was primarily for personal, family or household purposes. A debt collector is any person who, in the ordinary course of business, regularly engages in debt collection on his or her own behalf or on behalf of others. Under the California Fair Debt Collection Practices Act, a person who is collecting consumer debts cannot: Harass the debtor or the debtor's family with frequent communicationUse or threaten to use violence or any criminal or unlawful meansThreaten to sell or****ign the debt to another and falsely represent that the debtor would thereby lose any defense to the debtThreaten that non-payment may result in seizure or garnishment of the debtor's property or wages unless such action is in fact planned by the debt collector and permitted by lawUse profane, obscene, ******, or willfully abusive languageCommunicate or threaten to communicate with a debtor's employer unless such communication is necessary to the collection of the debtPublish a "deadbeat" listMail any communication with words visible on the outside of the envelope designed to embarrass the debtorFalsely represent the debt collector's iden***yFalsely represent that the debt collector or the collector's communication is authorized by or affiliated with an attorney or any agent or official of the government

recieved a call, a message was being played and he claimed to be a Gene Moss.... never verified what he wanted, just said that he hadto make an important decision and i needed to call his personal phone number so he can make it. ... i forgot to write down the personal number he mentioned, ill post it once i recieved it.