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Googly-Bear18 Dear Debt Collector:The regulations forbid collection agencies from contacting you until six days have passed from sending you written notice of the following: • the name of the creditor • the balance owing • the name of the agency and its authority to demand payment.IF you can't/won't provide written proof of any debt owed and to whom ... then you are acting in a fraudulent manner.  You are, in addition, violating the rights of the person you are calling and, in contravention of Ontario law(s).Please see:http://www.canlaw.com/credit/collect.htmhttp://www.expertlaw.com/li***ry/consumer/fair_debt_collection.html