Last time they will attempt to call us about lowering our credit, blah, blah, blah
This guy called me up to lower my credit. I knew by the very moment it was a scam. He was speaking in european accent and pressed me to give me my credit card number.
Later he threatened that IRS will cease my property.
I asked how is IRS related to credit or debt I owe to a credit card company ?
He started screaming and yelling and eventually cussing and hung up :D)
Scam debt collector!!!!#%$@"