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Sorry excuse for humans

Same here - their hikes in interest made it nearly impossible for me to pay the minimum. I addressed this point with them having previously never been late, but it fell on deaf ears. After NOT paying they agreed to lower the rate, but of course I have *****ed  myself in the process.

I was late on one payment and they jacked my interest rate from 9.9% to 34.99% I was ****ed at such a jump I have pleaded with them to lower it and bring my account current but they continue to call me from numourios numbers harrasing me about making payments. I am just paying as what should be the regualar amount owed.

I just saw the following web page after leaving the above post.  This proves my point.http://www.consumeraffairs.com/credit_cards/advanta.htmlThis is just one complaints of many on the above web link:JOHN of PALM SPRINGS, CA July 3, 2009Around March or April of 2009 I noticed that the interest rate jumped from around 7% to 31% on my Advanta business credit card account. I have allways paid on time and more then the min. They said they sent me a letter but I never got one. They told me it was too late to opt out and I still have to pay the rate of 31%. Never in all the years I have had a credit card have I had to pay a rate like that. My credit score was in the high 700's to low 800's & they never gave me a reason to this day for the rate hike.Read more: http://www.consumeraffairs.com/credit_cards/advanta.html#ixzz0MxADAQ57

****35% interest rate****Advanta unilaterally raised interest rate from around 10% to 35% even though there were no late payments.  This is USURY.  Read the URL links below.  Advanta (as well as the rest of the financial industry) is looking for excuses, any excuse, to charge excessive rates.  Their absurd jump in interest charges have nothing to do with individual behavior and everything to do with the overall condition of their mismanaged companies.  This industry has deeply hurt our nation.Greedy gangsters.  Pretty much a ditto of Ip83cc comment of 7 Jul 2009 and ********'s comment of 23 Oct 2007.Here's a clue you ****S (Advanta).  If you refrain from charging USURY rates, maybe people WILL work with you.  http://dealbook.blogs.nytimes.com/2009/05/12/ ... e-credit-cards/http://www.bloomberg.com/apps/news?pid=20601087&sid=a_FhoI2A4ZsMhttp://online.wsj.com/article/SB124277867201037297.html

Yea isn't it funny how people like me decide to stop paying there 34% interest rate after accidentally being late on one payment and they never wanted to forgive me with me having perfect credit with all my other cards at 9.9 fixed or lower. I now have other credit issues going on so it isn't worth sal***ing so Advanta can go ***** themselves. Serves them right since it seems like they must of been doing so****ing shady since they themselves closed out all of there business customers credit cards due to they say was a lack of business funding.

Advanta?? Funny how people stop paying their 34% interest rate. F*** Advanta.