This morning (September 15), while I was taking a both getting ready to go out for the day, a message was left on my voice mail from a Mr. Fontana at the above number. I couldn't understand the name of the law firm at first, but then I later found out that it was the Rephen Law Firm.I had called him back and it was about overdraft fees for a check that I wrote back in December for $17.29. He was going to report this to call the state policd, and this made me very upset! I let him know that I lost my job back in July, but he really didn't care. I hung up on him, but then he called me back.I was so upset at this call, that I have not spent the entire day researching this matter and calling a few places just to find out what I could do about this. After doing some detective work of my own, I found out that I am not alone. There have been numerous complaints against this so-called "law firm", and I have now jumped on the bandwagon.I called my bank about this. They are going to send emails to and alert the branch's general manager and assistant manager. So far, I don't owe this Rephen Law Firm anything. Yes, I've made some mistakes, but it's not my fault that my checks bounce. If this ever happens, I just let my bank know that I will make a deposit as soon as possible, and try my best to avoid these overdrafts. But to for somebody from New York State, who probably doesn't even know the banking laws here in Pennsylvania, to send the state police after me is very upsetting. I am not Bernie Madoff. I am a decent law-abiding citizen, and I am not going to let this matter damage and destroy my reputation as a law-abiding citizen.I am not only going to stop by the bank tomorrow (September 16), but I am going to report this "law firm" to the both the New York State and Pennsylvania State Attorney General's office, the New York State Bar Association, and the Federal Trade Commission in Washington. This matter has just simply ruined my entire day! I never want to get another call like this again for as long as I live. And I hope that this so-called "Rephen Law Firm" is put of business once and for all so that they don't continue to prey on ordinary innocent people!
Is it a legit?
It is of your best interest to call prior to the end of the business day