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Potential SPAM / Scam Caller — Please use caution!
User Score
Spam Score
60% Spam Risk
Why This Number is Risky
This number has been reported as spam 6 times, has been searched 20 times, and has garnered 6 comments by our users. These numbers are higher than average, indicating a possible high risk of spam.
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(888) 357-2131
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Latest User Comments
Leave a CommentI just got a new phone with T-Mobile with a new phone number and I've gotten 3 voice mails looking for ****** ****** (someone I don't know).
They have been calling me for over 6 years, and never stop for more than a few months, even though I have never heard of this Sherry Terry they are looking for. They are just too ****** to figure this out.
KNOW YOUR RIGHTS!From bankrate.com"Don't let an old debt come back to haunt you.Some debt collectors are unearthing old debts, debts that are five to 10 years old or more, in the hope of squeezing some money out of unsuspecting consumers."I had one guy who got a call on a debt 14 years later," says Gerri Detweiler, author of "The Ultimate Credit Handbook."A collection call on an old debt can be tricky to handle, and if you handle it wrong it could lead to big trouble down the road.First, it's important to realize that an old unpaid debt can't hurt you nearly as much as a new unpaid debt.An unpaid credit account will mar your credit report for seven years. But once your debt p***** the seven-year mark, you're in the clear.You are at risk of being sued for your newer debts anytime up until the last minute of the statute of limitations. With an older debt, any debt collector that threatens to take you to court is breaking the law.That's quite a difference and it all hinges on whether the debt a collector is haranguing you about is beyond the statute of limitations for delinquent debt in your state.Once a debt is older than the statute of limitations for debt in your state, a debt collector no longer has the right to sue you for payment. You may still have a m**** obligation to pay back the debt, but you can't be sued over it."They can still ask you to pay, but they can't threaten to sue. If they do, it's a violation of the Fair Debt Collection Practices Act," says John Ventura, a consumer attorney in Brownsville, Texas, and author of the e-book "Stop Debt Collectors Cold."Let's say you still owe some money on an old credit card account left over from your college days, 10 years earlier. Since the debt is more than 7 years old, it's no longer listed on your credit report. And let's say the statute of limitations for credit card accounts in your state is five years.A debt collector may call you and ask you for payment for this forgotten account, but he can't take you to court or threaten to sue you over it. If he does, he's violating the Fair Debt Collection Practices Act.What a debt collector cannot do:• Call before 8 a.m. or after 9 p.m.• Talk to anyone but you (or your attorney, if you have one) about the debt.• Threaten to garnish wages or seize property unless they actually intend to do so. Garnishment is illegal in some states, and in others requires a court order. In many cases, property seizure is not permitted. Check with your state attorney general's office or state consumer protection office to find out what is legal in your state.• Threaten to sue unless they are actually taking legal action. In some states, third-party collection agencies may not sue.• Threaten you with arrest or jail.• Use obscene language.• Annoy or harass you with repeated calls.• Call at work if you have asked them to stop.• Falsely claim to be an attorney, a representative from a credit bureau or a member of law enforcemen*****ch your stepEven though a debt collector won't ever admit it, you're the one with the advantage here. But one little misstep could c****e all that.In some states, making a partial payment to a debt collector or even acknowledging that you owe the money is enough to make an old debt new a***n.If this happens, the five-year statute of limitations on your debt s****s all over a***n. A debt collector has five more years in which to sue you for payment. And a non-payment on your new-a***n debt could be reported on your credit report. Then the advantage transfers to debt collectors.The best way to handle a collection call for an old debt is to say as little as possible. Don't agree to pay. Don't acknowledge the debt.
My mom works for a collection agency in Califronia & Palisades does report to your credit. It just depends on how old the bill is. There is a statue of limitaions in every state as to how many years so****ing can be reported on your credit, usually its 7 to 10 years in some states less.
If you get a call from 8883572131 it is from RPM, a collection agency with offices in the Seattle area and Portland.If they are calling for a debt owed to PALISADES COLLECTIONS, tell them it isn't your debt, or that it was paid, or anything. They have to dispute it and they won't call a***n and PALISADES isn't likely to do anything further.Also, PALISADES does NOT report to the credit bureaus.PALISADES is RPM's client. They buy old debt. SOme of the debt is from the 1990s and even the 80's. They can't provide you with proof of the debt because it doesn't exist.Just tell them the debt isn't yours. Also, if you tell any collector to remove your number and not call a***n, they MUST do it. You have to identify yourself, you can't just answer and say "remove my number" and **** up.Trust me, I've done a ton of research.
Call was originally recieved from 503-000-0000 but I recieved a voicemail from "Willard" saying it was very important for me to call him at the 888-357-2131 number.
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