(904) 721-3712

I got a call from this company saying they are cops. He called himself "Officer Freemen"!!!! Won't give badge numer. He called from 904-721-3709 and 904-721-3711 and 904-721-3712. He's saying that their trying to collect from a check from July of 2009! This is sooooo full of **** and we Caught him in the act!!! HAHAHAHA [removed:lang]: So Glad for this FORUM!!! Thanks for letting us know!!!

It's a collections agency working for a Payday Loan company. I'm including them on my bankruptcy and haven't paid them for a month or two. They say they're about to have you arrested for a small unpaid amount, add collections charges and say they will have you arrested if you don't pay in 45 minutes. Vicious. My lawyer called them to tell them to bug off.

this people at smith dean and****oc has to be stopped for what they are doing it is only a scare tactic there is no such place as debt prison  if they tell your information they breaking the law if they threaten to have you arrested for not paying a bill they are breaking the law you can sue this people for what they have done to you and if a enough people would sue it could just put them out of business try calling 32329882400 law office that knows about this people

Sister got a call but it was from 904-721-3708 ext. 207 saying she was Detective Sharon Jackson and if I did not pay a certain amount of money in the hour she was leaving for the court house to issue a warrant for my arrest.  My sister called me scared and I dialed this number and a man answered, but not as it was a business and he said I had the wrong number, then I called back and gave the ext. and he wanted to put me on hold.  I then called the sheriffs office in duval county to ask for a dect. Sharon Jackson and there was noone by that name.  I filed a report with the Federal Trade Commission and I am continuosly calling this number and harrassing them to see how they like it.

YA SHE CALLED ME TODAY SCARED THE **** OUTTA ME SAID THEY GONNA COME PICK ME UP IN THE MORNING..ON 2 FELONY COUNTS..IF I DIDNT PAY $200 DOLLARS IN AN HR..LOL..MY HUSBAND CALLED HER BACK "MRS LISA SMITH" LOL SHE CUSSED HIM OUT AND ***G UP ON HIM WHEN HE S****ED ASKING QUESTIONS..THIS WOMAN CALLED MY REALTIVES AN FRIENDS AND TOLD THEM THIS ALSO ABOUT ME..I THOUGHT MY WHOLE WORLD WAS OVER UNTIL I SEARCHED ON THE LAWS OF DEBT COLLECTORS AN THE COMPANY..I KNOW NOW IT WAS A TRICK TO SCARE ME..AND I SPOKE WITH A LAWYER WHO SAID I CAN SUE THEM FOR HARRASSMENT BUT I WOULD HAVE TO HAVE THE CONVERSATION RECORDED.SO PLS DONT FALL FOR IT..I DID AND I THOUGHT I WAS GONNA HAVE A HEART ATTACK AN IM STILL SHAKEN FROM IT..

I have been reading about this company all day after receiving a threatening phone call about felony charges from a pay day loan.  I now live in Atlanta but here is what my home town news had to say about it...http://www.google.com/url?sa=t&source=web&ct= ... wUqVYq5D1BaNQKg

Got a call from them at 5:30 AM PST, don’t owe anything so I Google the number and got you guys. Thank you for the info. I called him back Jason James that is.Got someone else answer the line and said you guys called me for so****ing, the guy said no , not sure what your saying, did not even answer the call like a business. I then said ext. 203 and he did, now it’s a business, Jason got on the line and said fraud dept. I said you guys are a bunch of collectors and he said go slap your mother for me and ***g up.I called back and said I have you on recording (which I did not) but some how he got all scared and said whatever and ***g up. This slim ball does not even know there jobs, I owe no one or did anything wrong. I think I will call them back a few more times and bother them all day today since I have the day off and see how they like it, I will be a cop also investigating them

Jason James contacted me at work yes****ay claiming to be an investigator. He thought he was calling a medical facility when in reality he was contacting a law firm. I knew from the get go that this was some sort of a scam. He claimed to be an investigator and said if I did not pay him $450.00 within the hour he was going to be in court, signing an affidavit and having me arrested for 2 felony charges. I played along with him, but I knew he was full of **** because I collected debts as a paralegal for several years! I knew that he could not file criminal charges a***nst me. So after I ***g up I searched the web and found all these blogs about this company and that IL has a restraining order a***nst them. I called them 5 times last night and just played ****** each time. They would **** up and I would call back. I laughed so hard when they s****ed getting f****ered. This company is nothing but an illegal business trying to scam people. Some of these debts are not real debts. Reports have been made that they keep the money and do not pay the original PDL company. Reports have been made that they owe taxes. Obviously the State of IL does not like them! Do you know that you can sue them and get $1,000.00 from them for what they are doing to you. Even if you do owe the debt they are talking about dont pay them. Call the original lender and pay them direct!

These people, Especially "Angela Smith" and "Jason James" Although the better business bureau has a "Lisa Smith" listed as the primary contact, are ****** s***bags! They tried to call my husbands GRAND***HER, claiming to be a "Jacksonville Police Officer" and have a "Felony" worthless check out on him! Angela Smith would not listen when I informed her that she was lying, I also asked her if she knew what "Extortion" was, What "Coercion" meant, (although I am sure she has no idea what that meant, she sounded like a toothless redneck who's vocabulary was that of a 12 year old) and what "Impersonating a Police officer" was, in which she became AGGRESSIVE verbally. After a screaming match (NO ONE THREATENS MY HUSBAND-NO ONE!) we ***g up, she called back and claimed that since we have a "joint" account, they were coming after me as well, what a Moran. I know, by law, I never signed ANYTHING therefore I never wrote a Worthless check, therefore how would I be arrested for so****ing I did not do? When I asked to speak to her "Supervisor" I was put with "Jason James" and what a real charming class act that idiot was. He claimed that he was working with the "Bexar County Police Department" Although couldn't*****ounce Bexar correctly--HAHAHA! That was my first indication that he was lying, Its a common joke in San Antonio, and if he worked with ANYONE in San Antonio, he would have been corrected immediately, as we all find it funny. Anyways, he lied to me, tried to talk all professional, kept c****ing his story, sounded as though he had an IQ of about 60, and kept getting angry when I didn't fall for his "tactics" He kept acting as though he suffered from a Mood Disorder, as he c****ed moods rather quickly, he respectively ***g up on me. After I filed a complaint with the Federal Trade commission, Texas Attorney Generals Consumer Protection Agency, The Florida Attorney Generals Consumer Protection Agency and the Better Business Bureau, he called back. I informed him I spoke to these people,he became ANGRY, to which he replied "I am going to enjoy putting your f***ing a** in Handcuffs!" I sarcastically said as he ***g up, "Have fun with that your never going to as you're no cop!" People--DO NOT let these people convince you they are working with the police, are the police, are filing charges, or that they are "legal processors" or "Investigators" THEY ARE A COLLECTION DEBT AGENCY!!! They are nothing but worthless scam artist's. They have an F with the Better Business Bureau. They are CON ARTISTS! Do NOT give them money. I would never trust these people with your money. They will take it, and your debt will remain. If they call you, or your family, call them back and recite this:"Under the Federal Trade Commission's Fair Debt Collection Practices Act, collection agencies may not use any false, deceptive, or misleading representations or means to collect debts. They may not harass, oppress, or abuse any person while attempting to collect a debt. A debtor may be contacted between the hours of 8 am and 9 pm as well as at work unless instructed not to. Collectors cannot tell or discuss with others the debtor's personal finances. Consumers should be aware that debt collection is a civil issue and collection agencies are not empowered to issue arrest warrants. Consumers should also be aware that collection tactics such as impersonation of government officials or threat of arrest are violations of the Fair Debt Collection ActThat is an insert from the Better Business Bureaus website. They will say they are Cops, Legal processors, Investigators, Just recite that A***N!!!!They are minimum wage workers looking to make a little commission--That's it!

Ole Jason James ... what a piece of work.  You got to hand it to these folks, they are virtual pit bulls.  They stop at absolutely nothing, pretend to be anyone, and I must confess I find it amazing (and entertaining) to whaty incredible lengths they think they can get away with. Unfortunately, some people fall prey to their strong arm tactics, and it is very sad how they can destroy peo[ple who are down on their luck.  They prey on FEAR, and are quiote good at it.  When I got the call (I did not answer) and listened to Jason's message I immediately know so****ing was ****** here, and within a couple of minuites knew all about them.  But what gets me is how they acquire info about family and relatives.  I have figured they DO have access to the original pay day loan applications, and the information contained therein, and they go from there.  They succeed in freaking out family members or even friends who have no clue as to what is going on.  I was GOING to pay back the pay day loan when I could (lost my job a week before it came due, and had done it three times before with no problem) but now that this outfit is involved I'll just watch and let them, waste their time.  I even might answer and act all afraid, just to see how much Jason James enjoys dominating fearful people.    Do not let these ******s bother you in the slightest.  They are not cops, lawyers, or anything but some very ****** people in a ****** business who have taken ****** practices to new heights.  It really bugs the***** out of them when they can't get to you, and I really liked Jason James attempt, last night, he called my ex-sister in law (I am mystified how her got her number or even****ociated her with me -- perhaps I used her on an application, can't remember) and she absolutely freaked out.  That's what they do -- freak people out.  My heart breaks about the post of the people, just a month ago, who gave away their thanksgiving dinner to pay that s***bag because they bought into his threats.    You have to wonder how they live with themselves.  I also liked the post about the owner of the company -- and the post obviously comes from someone who knows them intimately -- just as people.  I can't wait for their next call -- just to mess with their heads somehow.

OH MY GO***  I just got the same phone call that seems everyone else is getting.  Knew it!  They shouldn't think that everyone on this planet is ******.  I had him pegged from the beginning.  The owner of this company ought to know how "Investigator" Jason James talks to people.  Very unprofessional!  He is probably running off business instead of collecting.  Have to admit, at first, I was about to throw up.  Said they had me on camera writing a bad check.  He said so much BS, I don't have time to type it all.  What a JACK*** to do that to people!  Obviously we have done so****ing for a collection agency to contact us, but some things just can't be helped.  I will be calling w***ver I can including Steve Cohen to turn these people in.

I got a call last night from a Angie Smth (Smith, Dean &****ociates), I thougt it was a law firm, just to find out that they are a collection agency from Florida. Angie told me that I had two felony warrants on me for a bad check, and that if I didn't have almost $400.00 dollars paid by 9:00am the next morning that my name was the first on her list to prosecute and that the law would be out to pick me up and take me to jail. I was worried some, but the more I thought about it and some of the things she said just din't add up. I got on the computer and looked up the name of their company and low and behold...I found out alot that answered my suspensions about them. They are still calling me but I'm not answering the phone, I'm just letting my lawyer take care of the situation. I don't really know the law but some things she said to me just wasn't right, she got a little smart with me and I didn't like that. Then I googled the name and ended up here only to find out alot of interesting things about this so called company. Thanks everyone!

I got three calls today from Angela Smith, David Lynch, and another David.  THey said if I did not pay for a check from a pay day loan that I received, I told them I already paid the check to the company that I wrote it to, he said I was lying and said the sheriff was on his way to my office. THen ***g up on me.  He then called back and said I was a worthless piece of sh&t and said he was accompanying the police to my job. I said no problem. Angela called back a 3rd time and told my boss that I was wanted by the police for writing a bad check and the police was going to show up at my office to arrest me.

This number called my wife, and myself and disclosed information about my sister.  A woman identifying herself as Angie Smith told me they had two felony charges of check fraud a***nst my sister they were pursuing and they needed her phone number right away.  She said if they could talk to her they may be able to stop it from going to court.  I gave them the information because they identified the business as Smith and Dean****ociates (thought they were a law office).  Then I googled the name and number only to end up here.  Interesting.  Thanks everyone.  Going to call that Steven Cohen.

I received a call from "Jason James" with this company after my mother received the same call. He used foul language and threatened that I should have already been arrested, but if I would send him $500.00 in an hour he would "see what he could do". I told him the debt had been paid. He called me a liar and cursed a***n. After I returned the language and then some he said good luck in jail. My uncle is an****istant attorney general in my state. Good luck to you "Mr. James"!! It was so nice to find I was not the only one this band of outlaws have harrassed like that!

here is the best info yet:quoted from the above mentioned site (these quotes are all from posters at this site about this company, not the views of debtconsolidationcare.com)'You dont need to file a class action just call STEVEN COHEN W THE FEDERAL TRADE COMMISSION 202 326 3222 to file a complaint, BELIEVE ME THEY ARE VERY FAMILIAR W THIS COMPANY '

here is more news i found about this crummy outfit quoted from debtconsolidationcare dot com:"SMITH DEAN AND****OCIATES USE TO BE UNITED PROCESSING , C****ED NAME TO DECIEVE PROFESSIONAL DBTRS TO MAKE IT SOUND LIKE A LAW FIRM, WHICH IT IS NOT......NOTHING BUT A COLLECTION AGENCY CAN NOT PROSECUTE YOU A BAD CHK CHARGE ......PER THE LAW CAN NOT PROSECUTE ON PAYDAY LOANS.......SO IF YOU GET A CALL FRM A JASON SMITH, WILLIAM DEAN, STACEY JENKINS , ROBERT DAVIS OR A LISA WATTS AKA LISA SMITH THE OWNER OF THIS COLLECTION AGENCY , DONT BELIEVE THE HYPE, THEY CANT FILE CHARGES A***NST YOU TO HAVE YOU LOCATED .......WANT TO RETALIATE LET IT BE KNOWN THE OWNER LISA SMITH PAYS ALL HER EMPLOYEES UNDER THE TABLE AND DSNT FILE TAXES.....BIG TIME BREAKING THE LAW ....DO WHAT I DID CONTACT THE IRS .......THIS AGENCY IS DUE TO CRUMBLE LOSING CLIENTS DUE TO THE OWNER NOT PAYING THEM ALL SHE DOES IS GET THE MONEY AND DRINKS IT UP AND SUPPORTS HER NON WORKING CONVICTED DUI HUSBAND......LISA SMITH, THE OWNER SUFFERS FROM SEVERE CASE OF LOW SELF ESTEEM , SHE FEELS JUST BECAUSE SHE MARRIED A STUD IT WILL BUILD HER SELF ESTEEM.......DUE TO HER TRAILER PARK MENTALITY SHE DSNT KNOW SELF ESTEEM IS NON TRANSFERABLE....... " and "I own a business in Jacksonville Florida and was just approached by a salesman (Robert Davis 904-721-3705) from Smith, Dean &****ociates 101 Century 21 Drive #107 Jacksonville, Fl 32216 to handle the collection of bad checks for my business. They were United Processing the last time I was approcahed from their salesman. There is a recent lawsuit filed by the Illinois Attorney General for deceptive and unfair trade practices a***nst them. This might be a good case to follow up on and file a class action type suit or use case law with any future legal action. Google their name for a link to the lawsuit. From what I can gather, this organization is shady. "   also...."ROBERT DAVIS IS A STRAIGHT UP DRIVING ON SUSPENDED LICENSE, CONVICTED FELON....THEY ARE DESPARATE FOR BUSINESS DUE TO THE FACT THE OWNER LISA SMITH AKA LISA WATTS OWES ALL HER CLIENTS, AND THEY PULLED THERE BUSINESS.....WARN ANYONE THAT IS LISTENING DO NOT PLACE BUSINESS THERE,THEY USE ILLEGAL TACTICS LIKE STATING A WARRANT WILL BE ISSUED FOR HER ARREST IF YOU DO NOT PAY ....THEY REALLY GO BY THE SAYING DESPARATE TIMES CALLS FOR DESPARATE MEASURES........ "also known as:United Processing Inc. 101 Century 21 Dr #107 Jacksonville FL 32216.

correction on my first post :the name of the company is smith dean****ociates in or near jacksonville, fl.  i will post if i find more info, there seem to be alot of people being harrassed by this crummy outfit.

called my son in law saying that he was under investigation for fraud and if he did not pay a 200 dollar debt by 3 pm that they were going to file suit with the fla attorney general.  my daughter called all the courts and the attorney general and found that they (ny daughter and son in law) can file charges a***nst this caller for harassment and defamation of character (they also called all my son in law's family saying all these nasty threats).  the offices my daughter called said they cannot file anything a***nst you, you can sue them in a class action suit for (get this) 500 thousand dollars and attorney costs.  this is out and out harassment!  do not acknowlege your debt, do not answer their questions, or tell them anything.  get their address and speak to an attorney!!!! if they continue to harass after you ask them to stop and send them a certified letter saying the same, then you do not owe that debt!!! google your rights!!!! you cannot get arrested for not paying a  bill!!!  get their address and post it here.  we can give them what for!!!!  what they are doing is highly illegal!!!

they called my mother and left her the message for her to return there call because i was under investigation.