(949) 844-1010

949    CA    -8    California: S Coastal Orange County (split from 714).  It BAC (Bank of America) home loan retention center and they also use 800-669-0102.  Copy this letter and fill in your own information and send it to them.DateYour NameAddressCity, State ZipCustomer Care Correspondence UnitSV - 314BPO Box 5770Simi Valley, CA. 93062-5770Re: Account NumberDear Debt Collector:Pursuant to my rights under federal debt collection laws, I am requesting that you cease and desist communication via telephone calls with me, as well as my family and friends, in relation to this and all other alleged debts you claim I owe.You are hereby notified that if you do not comply with this request, I will immediately file a complaint with the Federal Trade Commission and the [your state here] Attorney General’s office. Civil and criminal claims will be pursued.Sincerely,Your nameCalls from debt collectors can be very annoying, to say the least. For some, the calls are so bothersome that phone numbers have to be c****ed or disconnected to stop debt collection calls.When Can Debt Collectors CallThe Fair Debt Collection Practices Act (FDCPA) is the Federal law that says what debt collectors can and can't do. For s****ers, they aren't to call you about a debt that you don't owe. When a debt collector first contacts you about a debt, you have the right to request them to verify the debt is yours. If the debt collector can't come back with proof that you owe the debt, they're not allowed to contact you anymore. Make Debt Collectors Prove You OweEven without sending a validation request, debt collectors have certain rules they must follow when it comes to contacting you over the phone. For example, they can't call you before 8 a.m. or after 9 p.m. your local time. They can't call you repeatedly, and they can't call you at anytime you've previously stated is inconvenient. For specific situations timing of debt collector calls check out When Can Debt Collectors Call.Stop Debt Collection CallsThere's no law that says you have to communicate with a debt collector by phone. If you **** up on a debt collector there is nothing they can do about it. But, if the collector continues to call you repeatedly even after you have ***g up on them, they are in violation of the FDCPA.All you have to do to stop debt collectors from calling you is tell them that you prefer to communicate with them in writing. Written communication works in your favor because it gives you a record of everything that is said. If the debt collector violate the FDCPA, you have hard evidence that could lead to a lawsuit in your favor. Keep in mind that, by law, the debt collector does not have to honor this request.The surest way to stop debt collectors from calling you is by sending what is known as a cease and desist letter. In the letter, state that the collector should cease and desist further communication with you. Note that the cease and desist letter only applies to debt collectors, not the original creditor.What Happens After the Cease and DesistOnce the collection agency receives your cease and desist letter they can communicate with you once more, via mail, letting you know one of three things: that further efforts to collect the debt are terminated, that certain actions may be taken by the debt collector, or that the debt collector is definitely going to take certain actions.When you send the cease and desist letter to the debt collector, send it via certified mail with return receipt requested. This will provide proof that the letter was sent and received. If the debt collector communicates with you beyond the single instance allowed by law, this evidence will allow you to seek punitive action a***nst the debt collector.

this number calls me often. when i return the call ***ody answers.

I do not own a house anymore and they keep calling to lower my mortgage. WHAT mortgage???? stop calling me

They dont answer when you do...they just **** up.

dont call this number

SAME HERE...ALMOST DAILY...SOMEBODY STOP THEM PLEASE!

Many many repeated numbers show up on my callerid from this number 949-844-1010 but they never leave a message and its always when I'm out away from the home and phone

Well, Ya'llthe *#@% holes call me cell phone every day and they will not talk to me.I called AT&T and they want $$$ to block the phone number.I did the reverse call number on this web page and they want $$$ to tell me who it is....does anyone know if the FCC does any thing [email protected]

call me daily

i answered today and they wanted to talk to my husband.  I talked to them, apparently they're a "loan modification" company who got my number from a private listing (3rd party I think).  I couldn't convince the guy that I didn't want to talk!  I'm getting a call back tomorrow morning to speak to a "senior loan adviser" to see if our mortgage rates and payments could go down.

7352

Well there "Bob", your unlisted - private - non published number is of no use.   These baboons use an auto-dialer and they s**** it on an area code and the lowest possible phone number and s**** dialing - going up by one number each time.   It's just like counting - going up one number at a time, only they're using 10 digits.We're dealing with baboons here, not intelligent life.I am amazed at the people who seem so shocked and appalled that a telemarketer could "get" their Top Secret Black Ops Special Forces Unlisted Secret Decoder Required Phone Number.   Sorry - they go low tech.  It ain't rocket science here Forrest.....I'd love one of these baboons to open up shop here in my state.   I'd pay that MOE-RON a visit.  I'd kick in his front door and smack him straight in the crotch with the back end of a rusty claw hammer - then pull - HARD.   Then I'd take that tiny shred of has-been manhood home and place it in a tiny jar on my mantle as Victory #1.   Then s**** looking for #2.After all of these non-stop harassing calls from these baboons, I might be able to pull off a "*****ie" defense by claiming that getting up to 12 of these freakin' calls a day warped my feeble little mind - and then I just lost it one day and ****ed one.We could only hope.....

ever since I made my phone# published I have been getting a lot of calls from all different area codes. PLEASE STOP CALLING! I am on the do not call list.

New one for me. Grrrr......I agree ME....what happened to the DNC list?

I answered the call and they told me they were able to lower my interest rate on my mortgage? SCAM!!Told me they could lower my interest rate, I write mortgages!! Like some one esle said.. whats up with the Do Not Call list .GOV ???

Getting repeated calls from 949-844-1010. I dDon't know who is calling, but they are using my cell phone number which I don't give out to anyone but my very close friends and relatives.  I don't even recognize this Area Code.What's up with these calls?  I am on the "DO NOT CALL::" list!

These people are calling all the ti*****is is a new # for me and when i try to call them back the # is unavailable and also NOT IN SERVICE.  Now how can it be not in service if they call ME???