949-844-XXXX

Text message received of: "I found your number in my old contacts, May I know U name?"

ROKITLADY No owner for this number. Called at 10:02 AM and left no message when I didn't answer. I NEVER ANSWER calls that are not in my Contacts List. If it is a valid call, the caller will leave a message to enable you to return the call. All other calls are bogus or scammers or phishing. This time of year, there are lots of political calls, too.

Anonymous I received a call from this number - a gentleman said he was with Southwest Airlines! I ***g up because the number did not match! Be aware!

iPhone User Was called by this #. Said they were United airlines . Seemed very scammy

This is a legitimate business.

Claiming to be PCH

A man with Indian accent left voicemail trying to sell his company’s business marketing

Fake “Federal Agent” Scam Call try to steal your information! Beware Everyone !

Missed call. No VM left.

Claimed they had my missing dog, wanted to know what the reward was.

Nothing

Nothing

No message

Why is this person calling

949    CA    -8    California: S Coastal Orange County (split from 714).  It BAC (Bank of America) home loan retention center and they also use 800-669-0102.  Copy this letter and fill in your own information and send it to them.DateYour NameAddressCity, State ZipCustomer Care Correspondence UnitSV - 314BPO Box 5770Simi Valley, CA. 93062-5770Re: Account NumberDear Debt Collector:Pursuant to my rights under federal debt collection laws, I am requesting that you cease and desist communication via telephone calls with me, as well as my family and friends, in relation to this and all other alleged debts you claim I owe.You are hereby notified that if you do not comply with this request, I will immediately file a complaint with the Federal Trade Commission and the [your state here] Attorney General’s office. Civil and criminal claims will be pursued.Sincerely,Your nameCalls from debt collectors can be very annoying, to say the least. For some, the calls are so bothersome that phone numbers have to be c****ed or disconnected to stop debt collection calls.When Can Debt Collectors CallThe Fair Debt Collection Practices Act (FDCPA) is the Federal law that says what debt collectors can and can't do. For s****ers, they aren't to call you about a debt that you don't owe. When a debt collector first contacts you about a debt, you have the right to request them to verify the debt is yours. If the debt collector can't come back with proof that you owe the debt, they're not allowed to contact you anymore. Make Debt Collectors Prove You OweEven without sending a validation request, debt collectors have certain rules they must follow when it comes to contacting you over the phone. For example, they can't call you before 8 a.m. or after 9 p.m. your local time. They can't call you repeatedly, and they can't call you at anytime you've previously stated is inconvenient. For specific situations timing of debt collector calls check out When Can Debt Collectors Call.Stop Debt Collection CallsThere's no law that says you have to communicate with a debt collector by phone. If you **** up on a debt collector there is nothing they can do about it. But, if the collector continues to call you repeatedly even after you have ***g up on them, they are in violation of the FDCPA.All you have to do to stop debt collectors from calling you is tell them that you prefer to communicate with them in writing. Written communication works in your favor because it gives you a record of everything that is said. If the debt collector violate the FDCPA, you have hard evidence that could lead to a lawsuit in your favor. Keep in mind that, by law, the debt collector does not have to honor this request.The surest way to stop debt collectors from calling you is by sending what is known as a cease and desist letter. In the letter, state that the collector should cease and desist further communication with you. Note that the cease and desist letter only applies to debt collectors, not the original creditor.What Happens After the Cease and DesistOnce the collection agency receives your cease and desist letter they can communicate with you once more, via mail, letting you know one of three things: that further efforts to collect the debt are terminated, that certain actions may be taken by the debt collector, or that the debt collector is definitely going to take certain actions.When you send the cease and desist letter to the debt collector, send it via certified mail with return receipt requested. This will provide proof that the letter was sent and received. If the debt collector communicates with you beyond the single instance allowed by law, this evidence will allow you to seek punitive action a***nst the debt collector.