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Latest Commented Numbers in 888-490-XXXX
La My supervisor received a phone call that I would be served papers to go to court to pay on a debt. She had me call the number back and at first a lady answered the phone and said the company name and her name so fast I could not understand. I told her that I was calling back and that I had a case number. As she was "looking up my information" I could hear kids in the background and then she "hushed" them. She finally said she was transfering me to my case administrator. I was on hold for sometime and finally a guy picked up and we verified my name but when he asked to verify my last four of my social security or birth date I told him "No" that he obviously knows it if he is threatening to serve me papers. After disagreeing for a while he finally let me that it was a credit card company that had been sold to another agency and that they were trying to get payment. Then he messed up by saying that he was looking at my credit report and that this company was on my report as a default and that I should have received a letter (which I did not). I told him that he can just serve me papers if that is what he wants to do and that I was not going to pay anything as my bills are all caught up. We'll see what happens next!
I called these people back - tried to make payment arrangement with them. Said i would mail them a money order as soon as i get home They said no. I am on vacation - I don't carry credit cards and the woman who I spoke with said they ONLY accept credit cards for payment. She said that I need to give her my debit card number to my checking account, and I don't think that LEGALLY they can require a debit card number be given. So ... Since I have the entire phone call recorded, we can go to court. I have record that I TRIED to make payment arrangement. I have record that they said no. The people are nice ... Until they don't get WHAT they want HOW they want it.
Received a message from my family stating the same story. They were trying to charge me $3,000 for a $600 credit card. Play the same game with them and tell them to serve you. I don't think they will because I said ok, I spoke to my lawyer and he said to serve me and we will go to court and discuss this. Most credit card's will settle at 60% of what is due...so tell them you will settle at that amount or go to court. I am****uming...you will pay less and they will leave you alone. Always request a letter from them showing the settlement amount (before paying them). Make sure the letter states that they will report the balance in full to credit report companies and then once the funds clear ask for a balance paid in full letter.